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Posted: Wed Jul 11, 2007 4:06 pm Subject: Westbury Ventures.... |
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I got an email today from some company named Westbury Ventures demanding payment on a PDL, butI never got one from them. What can I do about this? They are threatening to turn it over for collections if I don't pay them. They don't even say how much I supposedly owe, just that I have to call them to find any information out!
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 4:35 pm Subject: |
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By chance, did you have a loan from any other company that is their affiliates? VC Funding is one. Here is the contact number. Give a call and inquire about the details.
Westbury Ventures d/b/a VC Funding
1-800-859-6439
866-281-9011 ext 117
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fatb88

Joined: 20 Dec 2006
Posts: 221
Debtcc Points: 1571
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Posted: Wed Jul 11, 2007 4:36 pm Subject: |
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I also need some help getting started with filing complaints with the BBB and AG in my state on the 8 PDL's that I do have.
They are with the following company's:
CashNetUSA
NetCashUSA
One Click Cash
Arrowhead Investment
CMG
SGQ
National Opportunity Credit
Cash today
I have an appointment with my bank tomorrow to try and figure out how much I need to pay all the PDL's to get them all paid off! They have already closed the account that the PDL's were hitting and opened me a new account. They also marked all of them as unauthorized debits. Which retracted all of the money I had paid on all of them! So, now I'm back to zero paid on all loans.
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 4:37 pm Subject: |
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fatb - I honestly don't know who thier affliates are?
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 4:50 pm Subject: |
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Littlee, what state do you live in? How much did you originally borrow, and how much have you paid these places so far? It sounds like you are off to a great start. Now we need to know where you live so we can figure out what the laws are in your state
_________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
Moderator


Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
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Posted: Wed Jul 11, 2007 4:55 pm Subject: |
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I live in PA.
CashNetUSA is a total of 1300
NetCash - 400
One Click Cash - 200
National Opportunity - 300
CMG - 200
SGQ - 200
Cash Today - 200
I was well over paid on all of them until my bank took every penny back from each company! So now I actually haven't paid 1 penny on any of them! And the 1 had been marked PIF by CashNetUSA....
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 5:00 pm Subject: |
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Thing is I didn't apply for all of those PDL's, 4 of them just showed up and started debiting my account!
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 5:07 pm Subject: |
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Cashnet USA marked you PIF but they are still debiting your account?
_________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
Moderator


Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
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Posted: Wed Jul 11, 2007 5:11 pm Subject: |
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I had 2 loans with them. When my bank took back the authorization for all the PDL's, they included the 1 that was PIF. So now I owe that 1 again
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 5:18 pm Subject: |
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I am going to leave this question to the pros. PA has some tricky laws and I am not familiar enough to give you advice on them. Someone should be along soon to give you some advice on them!
_________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
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Joined: 12 Mar 2007
Posts: 2620
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Posted: Wed Jul 11, 2007 5:19 pm Subject: |
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Ok, thanks Sass
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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cajunbulldog
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Posted: Wed Jul 11, 2007 5:32 pm Subject: |
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Not to be stupid but what does fdcpa mean?
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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Posted: Wed Jul 11, 2007 5:35 pm Subject: |
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I believe it stands for the Fair Debt Collection Practices Act....
_________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
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Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
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Posted: Wed Jul 11, 2007 5:38 pm Subject: |
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Oooooooooooh ok, thank you Sass.
I feel so stupid any more and all this is getting depressing..
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litlee8

Joined: 08 Jul 2007
Posts: 58
Debtcc Points: 1600
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cajunbulldog
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