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 Posted: Wed Dec 03, 2008 2:24 pm Subject: I've done it! I'm scared to death! |
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I've finally done it. I've emailed and/or faxed letters to all 14 of my pdl's. I closed my cu account last Friday and my cu opened a new one for me. I've offered payment plans to all the pdl's that I still owe money. I know from reading on here and previous postings that pdl's if not licensed, are illegal in Florida. I've offered to pay them all back the principal amount of the loan. The payments are small and will probably take me a year to get them all paid off. Now I'm scared to death as to what is going to happen. How soon do the phone calls start? I don't know what will happen if they actually talk to someone else at my workplace.
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sebrown0201
Joined: 21 Nov 2008
Posts: 9
Debtcc Points: 194
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| Posted: Wed Dec 03, 2008 2:34 pm Subject: |
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Hi se,
Don't be scared, it will be rough in the beginning, but everyone at this site will be here if you need us 
The calls could start right away or they could take a few day's, it depends on the pdl. I would tell your co-corkers that you are having a problem of some sort & they may get calls, if so please hang up or ignore them. Some people on the site told their co-workers that had been a victim of identity theft...at least that way they are behind you from the beginning...
_________________
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To a crisis of the spirit, we need an answer of the spirit.
To find that answer, we need only look within ourselves.
When we listen to "the better angels of our nature," we find that they celebrate the simple things, the basic things--such as goodness, decency, love, kindness.
Greatness comes in simple trappings.
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dawnlango7
Debt Samaritan
Joined: 05 May 2008
Posts: 943
Debtcc Points: 3406
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| Posted: Thu Dec 04, 2008 6:00 am Subject: |
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This is the response I got from CAN regarding my letter I sent them.
You are 100% incorrect. We are a sovereign body licensed to conduct business
throughout the country and will aggressively pursue this. We granted you a
$400 loan which you voluntarily signed for on 11/25. Your balance is $520.
You have one chance to pay us back the $400 by 12/5/08 via Moneygram only.
Our account information is below. Failure to abide by the loan agreement
you signed or failure to pay back the $400 you received on 11/26 by 12/5
will result in your account being deemed fraud and dealt with accordingly.
MONEYGRAM INFORMATION
CASH ADVANCE NETWORK
MUST USE THE
BILL PAY EXPRESS FORM
PAYABLE TO: CASH ADVANCE NETWORK
RECEIVE CODE: 6215
BALA CYNWYD, PA 19004
ACCOUNT #: CUSTOMER SSN
Is he right? I live in Florida.
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Guest
Debtcc Points: 100
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| Posted: Thu Dec 04, 2008 6:21 am Subject: |
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No!!!! Hopefully PaulMergel will give you his account of a sovereign body like he gave me, it was hilarious. This is just intimidation.
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kfstaff24
Joined: 11 Oct 2008
Posts: 432
Debtcc Points: 2796
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| Posted: Thu Dec 04, 2008 6:54 am Subject: |
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do not worry about any of this! it is going to be fine and everything will work out. the companies that are not legal are the wrost with the threats because they know there is not too much they can really do to you.
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bea2ls
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Shazzers
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