They have called me at work so many times. Each time they call, i get a different name, but it's the same person. Each time they call, they leave a different phone number. It got to the point where I ended up threatening the person calling me and telling him that if he calls me at work again, he is going to need a lawyer or he can represent himself (being they are a so called law firm), and I also told him that I reported them, all their names given and phone numbers to the federal trade comission. Do not let them scare you into anything. Like everyone else is saying, they are an illegal collection agency calling from India. The last time they called me he told me he was a "Sr. Officer". I asked him for his banking license # and he told me that he could not give it to me because the call was being recorded. Then I asked him being he was an "officer", for his badge number and can you believe he gave me a badge #? Darling, don't worry about these people. If they call you again, tell them not to call you at work or at home. Their only means of communication has to be through email or in writing through the US Postal Service. Keep track of their names and phone numbers and log onto the FTC website and file a claim.