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Posted: Fri Aug 01, 2008 8:00 am Subject:

Did you revoke ACH authorization with Cash-1? If so, when you did that, did you use language similar to "I revoke ACH authorization, paper checks, and any other debits to my account"? If you did that, you should be able to give a copy to your bank and prove that they were not supposed to cash that check. That way the bank should reverse the NSF fees.

FRED LAS VEGAS · Posted: Fri Aug 01, 2008 12:10 pm Subject: PAYDAY LOAN

I GUESS THEY GOT ME. CASH-1 TOOK OUT $497.00 FROM MY CHECKING. BANK COULD NOT COOPERATE WITH ME ON STOP PAYMENT ON A CHECK BECAUSE THEY DID DEBIT THATS WHY. I GOT ALIAS1958'S INFORMATION TOO LATE. NOW I AM BATTLEING BANK TO REFUND MY STOP PAYMENT CHECK FEE.
THEN I WENT (FROM MONEY TREE) AND BORROWED ANOTHER $500.00....BORROWED FROM PETER TO PAY PAUL. ALSO I WENT TO FINANCIAL INSTITUTIONS DIVISION LAS VEGAS NEVADA'S OFFICE IN PERSON TO FILE A COMPLAINT ABOUT CASH 1. THEY WILL CALL ME AND SPEAK WITH ME ON LATER TIME.
I PAID MY FIRST PAYMENT TO RAPID CASH AND CHECK CITY AND I AM BATTLING TO PAY MY RENT.

FRED LAS VEGAS · Posted: Fri Aug 01, 2008 12:48 pm Subject: PAYDAY LOAN

I AM LOOKING FOR ANY GOOD ATTORNEY WHO SPECIALIZES IN PAYDAY LOANS. DOES ANYONE KNOW ANY ?
PLEASE ADVISE
THANX FRED.

Posted: Fri Aug 01, 2008 1:48 pm Subject:

Fred, is this the one that wouldn't give you the EPP? Did you ever hear back from CFSA? I think you need to file a complaint against these guys with the CFSA. If they had given you the EPP like they were supposed to, then you would not be having any of these problems right now.

FRED LAS VEGAS · Posted: Fri Aug 01, 2008 7:41 pm Subject: RE: PAYDAY LOAN

CFSA...............IS NOT RESPONDING. I ALREADY FILED COMPLAIN ABOUT THIS PAYDAY LENDER 2 TIMES VIA EMAIL AND I NEVER HEARD A WORD FROM THEM.

Posted: Fri Aug 01, 2008 8:00 pm Subject:

Go to this page:

www(dot)cfsa.net/filing_customer_complaint.html

When you get there, near the bottom of the first paragraph, click on "submit a formal grievance." At the bottom of the form, it gives you an address to mail the form to or a fax number to fax it to. Also, on that webpage is a telephone number to their hotline and what hours they are open.

Good luck!

FRED LAS VEGAS · Posted: Sat Aug 02, 2008 5:03 am Subject: RE: PAYDAY LOAN

CAN SOMEONE TELL ME IF CASH 1 PAYDAY LENDER IN LAS VEGAS, IS A CFSA MEMBER BEFORE I FILE COMPLAINT ABOUT THEM. BECAUSE THEY DONT ADVERTISE AND THEY DONT HAVE CFSA LOGO STICKER ON THEIR WINDOW OR DOOR. IF THEY ARE NOT A MEMBER OF CFSA....FILING COMPLAINT WONT DO ANY GOOD.

Posted: Sat Aug 02, 2008 5:42 am Subject:

Fred, let me do some checking on that, I will get back with you. Wink

Posted: Sat Aug 02, 2008 5:44 am Subject:

Is their phone number (702) 869-5599?

Posted: Sat Aug 02, 2008 5:51 am Subject:

I searched on the CFSA site and they are doing maintenance at this time so I will need to wait until later. I also shot off an email to Cash1 customer service and asked them if they're members of the CFSA. I will get back with you as soon as I hear something. Smile

FRED LAS VEGAS · Posted: Sat Aug 02, 2008 6:33 am Subject: RE: PAYDAY LOAN

THEIR PHONE NUMBER IS: (702) 889-0003

Posted: Sat Aug 02, 2008 6:43 am Subject:

I was going by the previous posts that said they were members of the CFSA, but if it turns out that they aren't, then you're right, Fred, filing a grievance won't do any good.

Guest · Posted: Sat Aug 02, 2008 6:47 am Subject:

Fred. . .I have been following your post. Can't you close that bank account?

Posted: Sat Aug 02, 2008 8:09 am Subject:

Hiya Fred, I just gave them a call (Cash1) and they are NOT members of the CFSA. I was reading back and saw where someone stated they were, but that's incorrect, they aren't. Your only recourse now is to attempt to set up some type of payment arrangements with them. In fact, if I were you, I would send them a payment (via money order, certified return receipt requested) as a good faith payment. Send them what you can, when you can until you are able to pay this off. If they do sue you, then at least bringing those receipts to court will show the judge you were making an attempt to pay it. That's what I would do. Smile

Posted: Sat Aug 02, 2008 8:12 am Subject:

Guest wrote:

FRED LAS VEGAS · Posted: Sat Aug 02, 2008 9:01 am Subject: RE: PAYDAY LOAN

I REALLY DONT WANT TO CLOSE MY ACCOUNT. SECOND....CASH 1 ALREADY DIPPED IN MY ACCOUNT AND GOT THE WHOLE AMOUNT PLUS 25.00 NSF FEE.

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