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#49
06-30-2009, 06:47 AM
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Bank blocks
I bank with USAA and when I asked them to block the ACHs' they told me that they couldn't. Due to the exorbitant fees my accounts were overdrawn and before the bank would close the accounts I had to bring them to the positive. I could only do this with one of my accounts and had to let the other one go into collection. I ruined my banking relationship with USAA over these pdls and now I cannot get another bank account because USAA has reported me to Telecheck and ChexSystems. I have more than paid 3 of the pdls and I still have two outstanding for a total of $600 - one of which PDM is attempting to collect for. I had made arrangements with PDM to make a withdrawal from my one savings account and then couldn't fund the account with the payment amount and have now received 3 NSFs because they just keep trying to pull money for the promised payment. I cannot get a hold of them and I haven't been able to leave a message. What else can I do?
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#51
07-13-2009, 11:54 AM
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Try looking at your bank statements.
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#53
07-23-2009, 01:13 PM
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CLICK HERE to find out how to deal with illegal lenders.
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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#54
07-27-2009, 10:23 AM
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In Need of Payday Loan Help in Texas
Hi. I have two payday loans in Texas with two storefronts. One is named Check N Go for $1000 ($224 in fees every two weeks) and one with Ace Cash Express for $1000 ($200 in fees every two weeks). I have had the loans for about 1 1/2 months so I have paid approx $1100 in fees. I have never missed a repayment but I in a bind and don't know how I can ever get them paid off with this high interest. I have never had two loans at once but something came up at home and I had to take out two loans to cover the expense. Any suggestions on how to work out a repayment plan and get rid of the high interest?
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#55
07-27-2009, 10:34 AM
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Check N Go are CFSA members which allows an extended payment plan. This must be requested before you defualt, so I would call them ASAP! If you cannot afford this repayment plan I suggest you call their corporate offices and try to get something more reasonable. Be honest and expalin your situation. It is worth a shot :wink:
Ace Cash Express, however are not CFSA members, but may be able to offer you a payment arrangement. When I used their services, I was able to do a payment arrangement once every 12 months. So just call them and ask better yet pay them a visit. __________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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#56
08-03-2009, 08:25 AM
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IL and internet payday loans
Hello! REally need some help. I have 6 outstanding loans (4 online and 2 storefront). How can I find out which ones are illegal? I have nothing left each month after the fees are paid and I'm not sure if I should do a debt consolidation. Thank you in advance, I'm barely treading water.
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#57
08-03-2009, 09:01 AM
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You can start by lisitng the names of the companies and amounts borrowed.
__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." -Aristotle-
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#58
08-13-2009, 12:33 PM
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Washington State
I currently have three payday loans out that are driving me into the dirt. I pay the loans every two weeks then have to re-loan just to get by and pay the bills. This has been going on for almost a year and I need help. I have one loan with Rapid Cash $700 / Fee's are $95 / Another loan with The Cash store for $700 / Fee's are $95 and Third one is with Checkmate for $525.00 / Fee's are $77.85. So, here I am, I am and I feel like this is just a revolving door of distruction and I have heard that in the state of Washington the laws are different. If I need to close my account then I will, but do I call the loan companys and tell them Im closing the account and just send them monthly payments? Or do I just wait for them to start calling me and set up arrangments with them? Not sure how to go about this. HELP
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