Payday Loan Consolidation Companies

I have 4 Payday loans and like everone else the fees are killing me i am in Georgia
i have
First bank of Deleware-431$
greatsky-617$
lakota cash 390$
elastic-180$
i called to talk with them about not being able to pay got so much grief that i pawned some stuff to make payment probably want be as luck next time any suggestions

Someone will be along to tell you payday lending is illegal in Georgia, and they will forget to mention that the Georgia Industrial Loan Commissioner has never gone after ANY internet lenders. Oxendine declared victory when he chased the storefronts out and (since he is running for governor now) would rather die than admit there is still a payday loan problem in Georgia. Meanwhile, you have two problems - FBOD and Elastic are bank loans and are LEGAL everywhere. (Federal laws governing banks trump every state's laws and their products - not exactly pdls - are permitted under federal law). Lakota and Great Sky are tied in with Indian tribes. Doesn't make their loans enforceable in Georgia, but the tribes are sitting on two appeals court decisions (California and Colorado) that say the states can't do anything to them. So while they can't sue you, they will harass you with impunity. And Lakota will send wage assignment paperwork to your employer if you default, so make sure you revoke that authorization and let your boss know that you did.

me and my husband is over the hill dead on our payday loan.like we have like 14 of them cause my husband retired last year then he doesnt have a job for a while so we start getting a pdl then when the 1st of the mo came they take all our money so we have to get more just to pay our rent and this what hapenn every mo.so now we dont have cable phone behind on rent they gonna kick us out soon cause all we pay is pdl.if we do the consolidation with you guys and close our bank account are we gonna get in trouble? can they sue us thats i dont want to get in trouble by the law .pls.tell us what to do i leave in california?

FBD and Elastic are legal, make payment arrangements with them, as for the other ones, they aren't legal lenders so CLICK HERE to find out how to deal with illegal lenders.

Before we can advise you we need more information, please start a new topic and list the following information:
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

My bank wants to charge me for each block on each account?
i have to first pay off the negative balance in my account before they will allow me to even close the account.
upside down and turned around!

I am in the same shape as buckeye1120 only I live in North Carolina. Can you direct me to the laws here and where can I find the copies of the revokation letters?

Thank you very much

Ace - 300.00 Internet Paid 90.00
USFast Cash - 250.00 Internet Paid 75.00
United Cash Loans - 300.00 Internet Paid 98.00
FBDLoans - 500.00 Internet 98.17

I reside in North Carolina

I am in Utah...I have about 6 or 7 loans out and much like those posting here, I am beyond drowning...what are my options for debt consolidation? I tried just regular debt consolidation companies but they said that the only things they could help me with were my credit cards. Help please?

I have been in this cycle for a while curently i pay out $310 every two weeks, i just cant live like this anymore, i have closed my checking account, and i'am checking into a PSL consoildation, anyone know of any good ones?
Thanks Dano

Like so many others on this link, I am in a whirlwind of payday loan debt. I don't mind closing out my account and ignoring this lenders, who for the most part are probably illegal anyway. My biggest concern are the calls to my job and references that may begin due to me ignoring them. Has anyone had this issue and how have you handled it?

Talk to your employer and explain that you have been scammed by a loan company, tell them you are in the process of resolving the issue by closing your account and filing complaints with your Attorney General and the FTC. Also explain that you may receive threatening phone calls but you are the victim here and have no control over incoming calls.

I first want to say getting payday loans was the worst mistake I have ever made. I hope most people will steer clear of these. My husband used a company called Payday Freedom and after going through the program successfully I wont ever get another loan!

I hear ya! Been there done that!

I got a couple of payday loan while my wife was out of work and they were taking $270 every two weeks and I had noe way of paying them back, when I have to pay for rent, food, utiliies and their $540 dollars a month. Plus I have to kid 1 in school and 1 that will start next year.

These guys have been calling me telling me that I am going to have the police come to my job and arrest me if I don't pay today. One guy said that I got the money to pay child support. They were making the craziest assumptions about me.
They keep saying i am going to have a bad day if I don't pay. I have been asking what do you mean then they try to change the subject. Is the behavoir illegal?
I do want to pay my debt, but I have to be able to make payment I can afford.
Also one of these sleeze bags gave my checking account info to someone who put me in a "program" that I did not want and was debiting my acount for $8.49 transaction which over drew my account that is why I had to close my account. I did not authorize this 3rd party company to debit my acount.

Please Help!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

How can I find out who's legal and who's not?
I got in way in over my head and now my income and home situation has changed. I can't pay these guys back and some of them I've already paid in as much if not more then I owed in the first place.
I've closed my checking account because others (online discount centers) were taking from my account without my authorization.
Where can I find my options?
I'm in Oregon.