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 Posted: Tue Jul 15, 2008 11:38 am Subject: pdl assistant or towne and country |
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Has anyone ever heard of PDL Assistance? I am in the process of finding a debt consolidation company for payday loans. I have been talking to pdl and towne and country. Any suggestions would be helpful.
thanks
debbie
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rowdyruger
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Debtcc Points: 100
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| Posted: Tue Jul 15, 2008 11:41 am Subject: reply |
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hello rowdy,if you could provide the following info.
1)how many loans
2)who were they with
3)how much borrowed
4)how much paid total
5)what state are you in.
if you provide these things we can help you here.
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paulmergel
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Joined: 24 Jun 2007
Posts: 3602
Debtcc Points: 12809
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| Posted: Tue Jul 15, 2008 11:47 am Subject: |
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7 loans 1. Magnum Cash Advance 2300.00 owed borrowed amt 1500.00
2. check N go 1203.83 owed, borrowed 1050.00 3. payday one 1174.64 4 owed, borrowed 1000.00. cash net usa 1380.27 owed, borrowed 1000.00 5. cash transfers 500.00 owed, borrowed 400.006. us fast cash 465.00 owed, borrowed 300.00 7. loan point usa 500.00 borrowed owe 400.00. I could not tell you how much I have paid them. State is Texas
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rowdyruger2003
Joined: 15 Jul 2008
Posts: 1
Debtcc Points: 14
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| Posted: Tue Jul 15, 2008 11:54 am Subject: reply |
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i hope godah is watching,because she is an authority on CSO'S
that sounds like you have some if not all your loans are these
not pdl's.that being said,pdl assistance is a settlement co.
town&country is a consolidation co.there is a difference.
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paulmergel
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Joined: 24 Jun 2007
Posts: 3602
Debtcc Points: 12809
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| Posted: Wed Jul 16, 2008 7:45 am Subject: |
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I considered using PDL assistance, but decided not to when I found out that the first 4 payments I made would go towards their fees & the remaing 4 would go towards my savings, technically they wouldn't start working on the PDL's until the sixth or seventh month when there was enough to settle with. They were also going to pay more money to the ones I had already overpaid. I was able to take care of them myself in about 2 months.
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dawnlango7
Joined: 05 May 2008
Posts: 681
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| Posted: Wed Jul 16, 2008 10:07 am Subject: |
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Hi Rowdy,
I will tell you Magnum, Cash Transfer Centers, USFastCash, and Loan Point USA/ Geneva Roth is not licensed in your state and ILLEGAL.
These are all CSOs in your state unfortunatelly 
Payday One
Check N Go
This one may be CSO also not sure, I will check for you..
CashNet USA
I would focus on the CSOs first. They are licensed to collect and will be a lil tough. If they are CFSA members you can set up a EPP with them for payment arrangments. Here is the link below.
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_ex tended_payment_plans.html
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anyaroberts
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