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PostPosted: Mon Apr 21, 2008 9:56 am Subject: Email Communications

Would love some feedback on this. I've noticed there is a lot of email communications with pdls. Try copying your AG, Dep of Banking and rep for fdcpa (Fair Debt Collections Practices Act) on every email. The BBB has no power to enforce and therefore is ignored. Point out in your correspondences that you are copying them and make sure it is visible in the CC line. Copy their processing company as well. You'll get best results if you contact these departments for a name and email first instead of just using a generic department email. What do you think?
james




Joined: 16 Apr 2008
Posts: 114

Debtcc Points: 1408

PostPosted: Mon Apr 21, 2008 10:10 am Subject:

Original credtors..such as dealing with a PDL directly, do not have to comply with the fdcpa. Otherwise, sounds good!
volleyballmom
Debt Samaritan

Debt Samaritan


Joined: 27 Aug 2007
Posts: 4178

Debtcc Points: 24895

PostPosted: Mon Apr 21, 2008 10:55 am Subject:

Can someone help me find the email for the PA attorney general and Dept. of Banking?
jt_91972




Joined: 21 Apr 2008
Posts: 110

Debtcc Points: 1238

PostPosted: Mon Apr 21, 2008 10:57 am Subject:

who are your loans with? Pa will allow licensed internet loans
james




Joined: 16 Apr 2008
Posts: 114

Debtcc Points: 1408

PostPosted: Mon Apr 21, 2008 11:02 am Subject:

I was under the name of jto1972 and just registered. I am in the process of fighting them, but want to make sure the PDLS get an email too. I know PA allows them to an extent, but I paid more interest than allowed by the state of those PDLS laws.
jt_91972




Joined: 21 Apr 2008
Posts: 110

Debtcc Points: 1238

PostPosted: Mon Apr 21, 2008 11:04 am Subject:

sorry...jon1972
jt_91972




Joined: 21 Apr 2008
Posts: 110

Debtcc Points: 1238

PostPosted: Mon Apr 21, 2008 11:07 am Subject:

go to http://www.attorneygeneral.gov/consumers.aspx?id=255 for PA.
james




Joined: 16 Apr 2008
Posts: 114

Debtcc Points: 1408

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