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 Posted: Tue Jul 31, 2007 12:42 pm Subject: another pdl email
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I have been emailing back & forth with westbury & my latest email informed me that it doesn't matter what state I live in. Heres the email.
| Quote: | WE DON’T HAVE ANYTHING TO DO WITH YOUR STATE OK WE HAVE LAWS AS WELL OK THIS IS A INTERNET LOAN NOT WERE YOU LIVE THAT ‘S FOR YOU GUYS WERE YOU ARE READ THE CONTRACT BEFORE YOU MAKE THESE KIND OF STATEMENTS OK. PAY US BACK QUICKLY OR THIS WILL BE FORWARDED SO THIS IS UP TO YOU.
Thank you,
Angela Morgan
Account Manager Westbury Ventures
Phone: 1-800-859-6439 ext. 226
Fax: 1-800-859-6450
amorgan[at]dmsmktg.com |
So is what she is saying true. She said that I should have erad the contract but there was no contract, just over the phone.
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Guest
Debtcc Points: 100
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Posted: Tue Jul 31, 2007 12:45 pm Subject: email
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This is the email they sent you? Oh my gosh! I have NEVER seen anything like that! This was a "verbal contract"? You didn't do the loan over the internet? And what state are they claiming to be in? Did you look at your state pdl laws? Who is the pdl? Is Westbury just "collecting" for them? I can not believe they sent this email to you. Be sure to save it/print it/whatever. Keep all documentation.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9375
Debtcc Points: 124818
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Posted: Tue Jul 31, 2007 12:48 pm Subject:
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They are representing The Loan Shop. I went on the internet or signed anything with them. I emailed the a copy of Alabamas pdl laws & apparentley that doesn't matter.
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tlemley
Joined: 18 Jun 2007
Posts: 29
Debtcc Points: 1055
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Posted: Tue Jul 31, 2007 12:49 pm Subject: loan shop
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Isn't The Loan Shop one of the pdl's that isn't even licensed to do business???
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9375
Debtcc Points: 124818
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Posted: Tue Jul 31, 2007 12:51 pm Subject:
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I'm not sure, but i am getting up to 3 emails a day demanding me to send them money.
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tlemley
Joined: 18 Jun 2007
Posts: 29
Debtcc Points: 1055
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Posted: Tue Jul 31, 2007 12:52 pm Subject:
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I would respond saying you would love to read the contract, except that it was over the phone!
Also, they are wrong. In most states the pdl's have to follow the state the consumer is in. This company is just messing with you.
| Quote: | | PAY US BACK QUICKLY OR THIS WILL BE FORWARDED |
Oh no! They may forward an email if you don't pay up! I'd be scared . . . . .
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111523
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Posted: Tue Jul 31, 2007 12:53 pm Subject: state
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What state are you in?
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9375
Debtcc Points: 124818
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Posted: Tue Jul 31, 2007 12:55 pm Subject:
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Alabama. I have emailed them 5 times a copy of Alabamas pdl laws & they still say it doesn't matter. What will they do if it doesn't get paid?
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tlemley
Joined: 18 Jun 2007
Posts: 29
Debtcc Points: 1055
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Posted: Tue Jul 31, 2007 12:58 pm Subject:
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Just the lack of professionalism, courtesy, and use of spelling and grammar (plus the font all in caps is painful) on the part of a manager's email is appalling. No wonder why these places are going down the crapper.
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joshua1987tree
Joined: 01 Jun 2007
Posts: 487
Debtcc Points: 7999
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Posted: Tue Jul 31, 2007 1:02 pm Subject:
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I think Tlemly is in Alabama, right?
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111523
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Posted: Tue Jul 31, 2007 1:08 pm Subject:
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Yeah I am.
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tlemley
Joined: 18 Jun 2007
Posts: 29
Debtcc Points: 1055
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Posted: Tue Jul 31, 2007 1:21 pm Subject:
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Sorry, that was posted right after you'd already responded 
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111523
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Posted: Tue Jul 31, 2007 1:22 pm Subject: licensed
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She's in Alabama. The pdl isn't even licensed, are they?
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9375
Debtcc Points: 124818
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Posted: Tue Jul 31, 2007 2:20 pm Subject:
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No, they are not licensed. They are idiots. They can't even punctuate. Write her back and tell her that you are FORWARDING all their correspondance to the state of Alabama's attorney general, as well as the FTC and the BBB. And DO IT!!!! Have fun with them. Every time they send something like this, just let them know you are forwarding everything. Do not be afraid!!!!! Wow this company is really on a roll today. File those complaints right away. Once they hear from the AG or BBB, they will back down.
_________________
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2612
Debtcc Points: 28230
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Posted: Tue Jul 31, 2007 2:23 pm Subject:
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I mailed a copy of everything to the attorney general, but what is the FTC & BBB?
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tlemley
Joined: 18 Jun 2007
Posts: 29
Debtcc Points: 1055
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Posted: Tue Jul 31, 2007 2:24 pm Subject:
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BBB is the Better Business Bureau and the FTC is the Federal Trade Commission. You can google both of them and get the link to their sites and file complaints there!!! I am glad you contacted your AG. 
_________________
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.
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Sassnlucy
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Joined: 12 Mar 2007
Posts: 2612
Debtcc Points: 28230
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