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dmjtb · Posted: Wed Oct 01, 2008 4:33 am Subject: payday loans

I was wondering if anyone knew if payday loans can be included on a chapter 13 bankruptcy?

Posted: Wed Oct 01, 2008 4:40 am Subject:

Someone will be here to help you shortly.

dmjtb · Posted: Wed Oct 01, 2008 8:54 am Subject: payday loans

i would appreciate any help on this as i know the wording in the paperwork is confusing. I live in ohio and these are storefront pdl's btw. Thanks.

Posted: Wed Oct 01, 2008 8:56 am Subject:

I think either two of the moderators are from OH and they can help better than I can.

Posted: Wed Oct 01, 2008 9:23 am Subject:

I've posted a link below for you, perhaps that can answer your question, I hope!
http://www.uscourts.gov/bankruptcycourts/bankruptcybasics/chapter13.ht ml#eligibility

dmjtb · Posted: Wed Oct 01, 2008 9:48 am Subject: payday loans

I am still not sure if they can be included or not?

Posted: Wed Oct 01, 2008 9:54 am Subject:

Here is a link to another thread that seems to address your issue:

http://www.debtconsolidationcare.com/bankruptcy-discussion/chapter13-p dls.html

Good luck!

Posted: Wed Oct 01, 2008 9:59 am Subject:

In 2006, I have included several payday loans in my bankruptcy. This was after the 2005 reform, however they're prohibited in my state anyway. I cannot give you a definite answer. Are you going with an attorney or pro-se? If an attorney, it can be asked during consultation - they're usually free anyway.

dmjtb · Posted: Wed Oct 01, 2008 10:05 am Subject: payday loans

Thanks everyone, you guys were very kind. I am meeting with my atty tommorow, Thats why I asked to see if it would be a waste of time or not. I will post again after my consultation to help out anyone else out there who may need it. Thanks again, you guys were very helpful!