Internet's first get-out-of-debt community - 129,000 members

Posted: Mon Jun 02, 2008 11:34 am Subject:

Hello all,
I got my first PIF with USFASTCASH today! Also I never heard anything from MTE since I rejected their last settlement offer of $300 on top of $360 I already paid them.

365fastcash.net is a pin in my butt. They claim I owe the $274 on top of $148 I paid them on an ILLEAGL $200 loan. I been back and forth on their customer service website standing my ground. They have seemed to tack on interest to my $200 loan which noe totals $422 they claim I owe them. They continue to debit my bank after I revoked their authorization and closed my account. These people are nuts! I just am keeping a log on all events and refuse to pay them the outrageous fees. Have i mentioned it is a VERBAl agreement and they are ILLEGAL in the US period! Anyone ever dealt with 365fastcash.net? They have no contact numbers or even a fax or mailing address. Go figure.

AIP, World Wide Cash, Little Loan Shoppe, 3B payday Loans, and PayDayMax have not even contacted me since I filed with BBB, AG, and SCC. I am demanding refunds for I have overpaid all these companies by hundreds!

Sonic Cash settled for the principal owed after I emailed their account rep stating my right and obligations. She accepted after conversing with her supervisore in a week.

CTC have called me, but not that much. I sent them partial payment on friday towards my LEGAl obligation of $300. I have mailed, faxed all revocations of wage assignments and propasals. I only plan on paying them the principal only and that is it.

Well that is my status on my 11 payday loans...whew! i didn't think I can handle all these an considered highering a service, but why do that and pay more. I am handeling it the best way possible with the help of this forum. Thanks Goudah and Roxy!

guest · Posted: Mon Jun 02, 2008 12:36 pm Subject:

I had a loan with AIP. I sent a C&D letter and Have heard nothing, its been over 3 weeks.

Posted: Tue Jun 10, 2008 12:15 pm Subject:

Ok I just got a voicemail from 3B Payday loans stating not only are they going to refund me $300, but alos mark my account PIF. How shocking because it was exactly what I asked for in my complaint to the my AG Very Happy

I called the rep back and asked for this in writing or email. I also was curious to how they was going to refund me $300 all of a sudden. She told me they sent it to my bank account today. I told her you sent money to my bank prior to my consent or knowledge. I then told her that bank account had been
closed so I will need to accept other form of payment via check, money order, etc.. She said she had to speak with supervisor on that.

What is to say you send me $300 mysteriously and claim it was a loan. I DONT THINK SO! I want it in writing! Anyone else agree??

This is what I wrote them in response to her voicmail today:

10 June 2008

Edited by Shazzers
Personal info removed

3B Financial/ 3B Payday Loans

SUBJECT: ACCOUNT BALLANCE REQUEST

To whom it may concern:

I am writing this letter in response to your companies settlement offer received 10 June, 2008. I received a phone call from your companies CS rep "Angela" in the collections department ext#1165. She informed me that 3B Payday loans will be refunding me $300 and marking my account "paid in full". I am requesting my account balance as of today 10 June 2008 via email. Also I contacted Angela 10 June, 2008 and informed me the refund was sent out to my bank account information on file with your company prior to my authorization or knowledge. That bank account has since been closed. Please read the letter below that was faxed and emailed to your company on 13 and 14 May, 2008 which was acknowledged. I am unable to accept refund in this manner so I am requesting the refund amount of $300 in form of money order, check, or money gram if possible. Thank you for your time and consideration in helping me bring this matter to a close.

Sincerely,

Ms. Roberts

cc: Bureau of Financial Institutions

cc: VA Attorney General's Office

cc: State Corporation Comission

cc: Department of Financial Institutions

cc: Bank of America[/size][/color]

Guest · Posted: Tue Jun 10, 2008 6:43 pm Subject:

P.S.
Cash Transfer Center folded today accepting my settlement offer of the principal. Received letter in the mail marking my account "PIF". Done with them.

3B Financial is cutting me a check for $300 refund and marked my account "PIF" as well today. So that is that! Very Happy

Posted: Tue Jun 10, 2008 6:44 pm Subject:

Ooops. Forgot to sign in. That was me above Very Happy

Posted: Tue Jun 10, 2008 6:48 pm Subject:

Congraulations anyaroberts, well done!!!

Posted: Wed Jun 11, 2008 9:55 am Subject:

WOW! Just got my 4th "PIF" and 2nd refund. World Wide Cash is sending me $304 as I requested. Got a letter response to my BBB complaint. I am saving this one for my records! Thanks guys! Very Happy

Posted: Wed Jun 11, 2008 1:51 pm Subject:

WOW!!!!!!! CONGRATS anyaroberts. Oh what a feeling this is. I love this and very happy for you. Exclamation

Posted: Wed Jun 11, 2008 6:52 pm Subject:

That is so great!! I hope I get the same results. I spent most of my day emailing PAYCHECK TODAY. Talk about idiots!!!

Posted: Wed Jun 11, 2008 7:52 pm Subject:

Thanks!!

Best of Luck!!

Posted: Mon Jun 16, 2008 8:55 am Subject:

Hello All,

So what is the deal with PayDayMax d/b/a Credit Protection Depot not contacting you after you put the fire on them with all the complaints. All I get is new loan offers and thank you for being a valued customer via email. Rolling Eyes

Does this mean my loan is paid in full? If you have any experience with them a lil advice would be helpful on how to proceed. Should I call and demand a PIF in writing or just let it go? Anyone have their email address?

Also MTE is the same way, no response after I filed complaints. I am not complaining about the silence, but I like to see a PIF in writing from these 2 since I overpaid. Wink

Posted: Tue Jun 17, 2008 6:38 am Subject:

Ok I called PayDayMax. They marked my account "PIF" 2 months ago Very Happy

I will take it. Not holding breath on that refund. Razz

I have gotten $604 back already from 2 other PDLs so I am happy Razz

. I sent MTE my final email urging them to reply within 72 hrs or I will consider this matter closed. THANKS ALL!

Posted: Wed Aug 27, 2008 8:02 pm Subject: question

what that mean 100 per 15$? is that per every 2 weeks or year?

because i have 850 in loan and they charged me 160 every 3 weeks, it being 4 payment already. and another loan of 600 they charged me 720 in 2 weeks and i had to renew it agaian and again because don have money to pay my bill. so it is legal for them to charge 15 for every 100 every 2 weeks???

Posted: Thu Aug 28, 2008 5:56 am Subject:

Klin it depends on your PayDay Loan laws in your state. Now $160 every 3 weeks sounds ridiculous and ILLEGAL! Also you stated $720 every 2 weeks..YIKES! Please tell me what PDL company you are with for these 2, and what state you are in.