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Posted: Tue Mar 11, 2008 12:46 pm

after closing your checking account?

and has anyone made arrangements with a PDL's directly?

Hea12ther · Posted: Tue Mar 11, 2008 12:52 pm

I have. I was able to close my checking and open one with a new number. I have heard of some people having trouble with the PDL's finding their new accounts, but so far (knock on wood) I have not had a problem.

Posted: Tue Mar 11, 2008 12:56 pm

do you mind me asking who you bank with?

Posted: Tue Mar 11, 2008 1:04 pm

We do recommend using an unrelated bank. Less room for error.

Posted: Tue Mar 11, 2008 1:04 pm

Like you--Hea12ther--knock on wood.....First Charter who will be changing names soon....

Posted: Tue Mar 11, 2008 1:06 pm

Bank of America just told me that if I close an account it cannot be forced back open

Posted: Tue Mar 11, 2008 1:09 pm

Mine is with BOA and hasn't been reopened by the ACH items. They sent me a notice of the ones that were returned, on 2-15, as account closed and there was no charge. I didn't get the notice on the 29th so I assume the PDL companies did not attempt to debit the account.

Posted: Tue Mar 11, 2008 1:09 pm

I hate B of A I have another name for them--B o f@#@#@#ing A--they screwed my account up so bad in California---that it about made me want to commit suicide.....I stayed with same bank because of so many direct deposits!!!!

Posted: Tue Mar 11, 2008 1:11 pm

While it it recommended that you change banks, I have stayed with the same bank with no issues.

Wachovia will close an account with a 10-day "pending close" in which during that time you can have them put a hard debit block.

Posted: Tue Mar 11, 2008 1:35 pm

Hey VB Mom. . . .I too stayed with my bank, but it is a local bank, not a nationwide organization. I know that some of my "legal" ACH's hit, they were not honored and to best of my knowledge the account has not been re-opened. I would assume that my bank would have called me if it did.

Posted: Tue Mar 11, 2008 1:41 pm

I stayed with the same bank-Wells Fargo. Neither the checking or the savings account has been hit and it's been 7 monthes.

Posted: Tue Mar 11, 2008 2:08 pm

I should have said knock on wood at that end of that post. With my darn luck I'd check tomorrow morning & it'll be hit by Eastside Lenders! Gotta love superstitions!!!

Posted: Tue Mar 11, 2008 2:54 pm

Well, luckily I knew people at my bank and that gives me some security...but they did say that the old account is never tied to the new one, especially when there has been fraud...now I still look at my account everyday, and probably will for awhile...

Posted: Tue Mar 11, 2008 2:58 pm

I am still with BOA although it took months to get to the right person! They fixed everything!

Posted: Tue Mar 11, 2008 3:36 pm

I stayed with the same bank, and it's been more than 2 years since I've been PDL free!! as far as I know there were never any problems.

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