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 Posted: Wed May 14, 2008 11:01 am
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That is great!!! Glad to hear that.
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2nband
Debt Samaritan
Joined: 30 Jan 2007
Posts: 2016
Debtcc Points: 35820
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wssu91
Joined: 31 Mar 2008
Posts: 223
Debtcc Points: 1423
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Posted: Thu May 15, 2008 7:38 am
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and it has been two days...and not one phone call. kinda scary. i was always current though, so they never called me. but i for sure thought that with my emails sent out, even though i directed them to the attorney helping me out, i would've gotten a few calls. we will see...it is still early. i am still able to log into both sites and it says i am a customer in good standing.
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 4:49 am
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well so much for my good luck...e-payday-loan took their normal $50 finance fee and $30 principle payment. i was hoping they would honor my email and letters....guess not. so now i only owe them $65. might as well just write them off.
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:19 am
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if you send that email and proof that they took out the money after you revoked authorization to their processor they will be in very big trouble...fyi
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Posted: Fri May 16, 2008 7:23 am
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yeah...i am in the process to find out who their processor is right now. intercept just said they processed for 2 of my 3 but wouldnt tell me which ones...so my bank is going to get back to me...i actually sent the email to them 2 times...once normal and once with intercept copied..just in case they did process for them. but the attorney helping me said they violated the EFT act..so i sent them another email today thanking them since they will most likely be fined now.
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:33 am
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Can you give the email addy that you used for intercept??
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angiegirl88
Joined: 09 May 2008
Posts: 63
Debtcc Points: 756
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:38 am
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just beware...she will not do anything until you revoke the charges with your bank....then she will help out in any way she can
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:47 am
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Now I have already closed my bank account and was getting ready to send them a copy of the C&D letter I have sent out to all of my PDL's...would that be enough or is there something else I need to do with my bank? What exactly did you say to her? Just that you were informing them of the revoked charges from the companies?? Thanks for your help!!
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angiegirl88
Joined: 09 May 2008
Posts: 63
Debtcc Points: 756
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Posted: Fri May 16, 2008 7:49 am
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You indeed have the right to revoke transactions. You need to contact your bank and give them the transactions that you want to revoke. By them returning the transaction to the originator as revoked if the company processes with Intercept we will not allow any future debits/credits of any amount to that account. So I would take your bank statement to the bank and reference the transactions that you wish to revoke. Intercept is not a financial institution. Your bank must honor your request to revoke transactions.
* Contact your bank, the RDFI (Receiving Depository Financial
Institution)
* Complete and provide a Written Statement Under Penalty of Perjury
to your bank
Christy Stock
COO, AAP
Intercept EFT
Phone: 800-378-3328
Fax: 701-499-5347
email: christy@intercepteft.com
here is what she sent me this week
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:51 am
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if intercept is your processor...tell christy that you want her to contact the PDL as well as you...telling them that their debits are being revoked...they do not like it when you get the processor involved.
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri May 16, 2008 7:51 am
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OK, thank you so much!! =) This whole board has been so helpful!!
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angiegirl88
Joined: 09 May 2008
Posts: 63
Debtcc Points: 756
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Posted: Fri May 16, 2008 8:07 am
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no problem...let us know how it goes.
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toledoguy030
Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Fri Jun 06, 2008 4:09 pm
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I have a payday loan with these vultures. Can you ever get them satisfied? I am being told that after repaying triple or more that I still owe them more than the original loan. I closed my account to keep them from continualy sucking it dry. Now I have been turned over to AIS for collection. Who can help?
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hippiechic150
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