T & C Acceptance? Things are looking bleak...

I just called Town & Country Acceptance Corporation to get some info. about helping me pay off some lingering debt. Is this company still legit...because I'm alittle skeptical of the process and $195 downpayment to get started.

Can any help?

JJ

Have just been on phone with them. They were supposed to fax contract to me. They said they tried a couple of times. Should I be worried about this company or should I sign with them.

They are legit company, I'm been using them for over a year now.

i have heard good stuff about t & c thought i opted to take care of the loans myself. to each their own - good luck and let us know if you have any more questions

I have been reading all the blogs, thank to everyone, i have learned a lot but i don't know which one to go with either PDL Assisance (they have been really nice), Oak View Law (they don't deal with Storefront loans though), and now Town & Country, which do you think are better?

I am from WI - just contacted T&C, they can't help people in WI due to WI laws not allowing agencies outside of WI to assist??? Does that sound right? Any other suggestions??

i got the form from t&c i really dont under stand what to do with it all it say is to fill it out and send it back and they gave me and my husband a western union paper and they want money orders only so i was wondering do you have to send them money first because we spoke to them on the phone and they said nothing about money up front first they said they'll pay off everything for you and you just make a payment either a week or a month it up to you and the way i was telling them about these damn loans it would of been 500 dollars and they were like is there anything else you need pay of like credit cards or cell phone i told them yeah my cable bill and my internet with embarq and time warner cable they said the only way they could pay off debt for you if you quailfied is if everything adds up to 1,000 something dollars so then they say i got approved just because my cable bill was like 356 and my internet was like 318 and my loarn were like 155 and 384 and that add up to 1,000 something they weren't even help ful to me i dont understand them

the only reason they dont appect other state is because you dont have to pay them back and they cant send you to court because of there laws like a sample they pay off your debt for you you get tired of making payment to them and they be like why you aint sending your payment to us and they get really mad so they take you to court for something so stupid maybe you didnt have to give them money this whole time it called money problems there posed to help us why do we have to pay them they proably keep the money for themselves or something we should get a recipt everytime we make a payment so we could see what we have left to pay

how do we know if town and courntry is real or not they supposed to have an address not a po box my letter just say town and courntry po box and then the zipcode does that make any sense to you it doesnt to me i and i have there number to my hus band asked them if they were real or faked fraud and they said yeah we were with this company for 30 years lol and when i called on the weekend they said there open from monday to friday to 8 to 7 it was the voice message the paper look funny to me so i dont know and they pay off child support to lol

yeah these loan people wont stop calling my house either they cant do nothing to you they want you to go to the office so they can take you stuff by filling out a form but they cant do anything if you dont call them they want me and my husband to go up there but i aint got a car to go there and i have nothing to give them colleratel so they cant come to my house they cant take me to court it only been 4 weeks and there crying about money i always pay them on time and now there crying like a bitch i mean get over it

I received a card in the mail from them right after I prayed to God for some help. I got thru the first time and received the info two days later. I was also a little unsure about sending in a big payment first, but I felt like I could trust them. Hopefully after today my bills will get paid and they will get off my back. I have also had people calling me at work and my friends.

In regards to Town and Country, I asked the woman I spoke with if they payoff the creditors up front and I pay them back and she said 'yes, we hold no escrow". I saw a post saying that they do opposite of that according to Ryan. Anyone who has dealt with them, please respond to how they pay things off.

I have used T&C for the last 3 months & They will send payments to your creditors as they get the money. So far I've had no issues with them doing this. I've had a couple of creditors claiming not to want to work with them, but in the end they took the money from T&C. They are great people to work with. Plus the $$ you send up front you will get back when everything is done.

Hello I know it's been a while since you posted this message but did everything worked out with T&C my husband and I got a postcard from them and we're thinking about joining the program things are looking kinda cloudy financially for us. Please tell me if things worked out and if your experience with them turned out good.