08-14-2008, 06:37 AM
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What does it take to get a PIF from Zip19.com?
I sent emails and faxes and have only heard from them letting me know that Northway Financial (which is Zip19) is licensed by the government of Malta as a financial institution, and the law of Malta, not the State of Oklahoma applies to its terms. They provided me with this notice so that I would understand the
terms of my loan. The only thing I have understanding of at this point is they want their money and I don't think they have marked my account as PIF. I responded to their first attempt at getting me to pay them more money by sending them the below: "I am not a resident of Malta, have never claimed to be a resident of Malta, and never will be a resident of Malta, therefore, I am not bound by the laws of Malta. If you have any further questions or comments regarding this matter please contact my state's Attorney General's office. As stated in my previous correspondence, I have paid enough in fees charged by your illegally operating company to cover the $1100 outstanding balance. You should apply those fees to my outstanding balance and mark my account as paid in full. In order to come to an agreement quickly, I will not be asking for the additional balance I've overpaid to your illegal company in fees as a refund. Please keep those overpayments in consideration for marking my account as paid in full. Have a nice day." What are my next steps? This waiting is the hardest part! How far will they or, even more importantly, can they go in order to get their money? 
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08-14-2008, 06:42 AM
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They were the first ones to settle with me.
The person that I worked with was thunter (@) zipcash.com and sandy (@) zipcash.com, try those two people.
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08-14-2008, 06:46 AM
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Is zipcash and Zip19 the same company? It's crazy how many names they go by...it's hard to keep them all straight! Zip19 is my last one and I'll be pdl free!!
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08-14-2008, 08:09 AM
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Guess I spoke too soon, I was speaking of zip cash, im not sure if they are one in the same
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08-14-2008, 08:11 AM
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Unforuntately, I've already sent them the email but maybe I'll hear from them if they are not the same company.
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08-14-2008, 08:12 AM
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im sorry. but maybe they are one in the same, who knows. keep ,e posted!
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08-14-2008, 08:13 AM
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Zip cash sft and Zip 19 are not the same company. Zip Cash sft is out of New Mexico.
__________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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08-14-2008, 08:14 AM
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well is zip 19 operating illegally?
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08-14-2008, 08:18 AM
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I gathered this information from this site.
 Zip19's mailing address: Unlicensed/illegal Northway Broker Limited, Level 8 Suite 3, Plaza Commercial Center, Bisazza Street, Sliema, SLM15, Malta Phone: 1-877-947-1947 (Toll Free) Fax: 1-866-202-6498 Email Address: customercare@zip19.com __________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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