Internet's first get-out-of-debt community - members

Posted: Sun Mar 23, 2008 10:35 pm

I paid off my payday loans in Dec 06 yet Friday I got a call from someone named Victoria Pagent saying she was calling on behalf of Apollo and the usual threats of taking me to court. I've moved since then (TWICE!) and can't find the PIF letter - all I have is my bank statements , certified mail receipts and money order stubs (as the last payment was made via moneygram)

Has anyone else had this happen? What did you do?

Thanks!

Posted: Mon Mar 24, 2008 12:13 am

Keep looking for the PIF. But in the mean time send them a debt validation letter. Make them try and prove you still owe the debt. They will try to collect forever. They will sell it off and then someone else will try to collect. They are hoping that you forgot that you paid them off and will pay them again. I have three companies trying to collect on the same debt, but as none of them will send me anything in writing they are out of luck. I will pay as soon as I get something in writing to protect myself. Keep your copies of your bank records, mail receipts, and money order stubs.

Debt and Credit Management	Other financial topics
Debt Consolidation, Management and Settlement Dealing with Creditors and Collection Agencies Get-out-of payday loan help Creditors and collection agency address book Credit Repair, credit score and credit reports Financial education through videos	Additional income, investment, shopping & budgeting Banking including help on chexsystems Identity theft - scams, security and training Getting a Loan and choosing a good lender Dealing with Student Loans US Tax system and impact on debt
Community success stories	Miscellaneous - Hangout forums
Winning stories with debtcc community Stories: How I accumulated debts	Expert articles - Community knowledge bank Debtcc Complaint center Pub, feedback and announcements Funny Videos - Hey you worked a lot, now laugh and relax

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - members

Apollo

Members Area

Free Debt Counseling

Ask the community

Question of the week

Useful Links

Highlighted Topics

Recent Blog Post