United Cash Loans calls me every day, and they insist that they're legal in my State. I told them that if they have the, uh, "guts" to send me something to that effect in writing, on company letterhead, that we'll talk. Otherwise, I've told them when they call, I'm just going to hang up on them, which I've been doing. By now, I've learned that these stinkers will use any tactic they can to bully or scare people into giving them more money; what an awful way to make a living, huh?