Pay Day Loans

I emailed them back asking them why they need my drivers license and why they can't email me the documents. I have not heard back yet.

I am receiving calls from some of the other pdl companies reminding me of my payment coming due. I assume they are just ignoring my original letter. My question is should I just keep emailing these companies and if so, do I just keep sending the letter that I originally sent or should I send something else.
Thank you in advance for your help!

The original letter is fine. Just make sure you have sent a hard and soft copy.

Hi Everyone, just wanted to give you an update. I have received 3 PIF letters (Prestigage Marketing, Sagamore, and Eagle Finance). Impact Cash has agreed to a $30 settlement, and signmyloan(which I never signed up for) is giving me a $196.50 refund. I am still waiting to hear from United Cash Loans, Paycheck Today, Cash Advance Network, US Fast Cash and the Loan Shop.

It should be interesting as tomorrow is payday and the block is in place, so maybe then I will hear from them. I did check on the websites (the ones that have them) at my status and Paycheck Today is the only one that changed, it says Loan Status = COLLECTION TWO. Does anyone know what that means?

Thanks again everyone, I really appreciate all the help!

Hello again, I just received a call from my bank, they were able to refund all of my money from the unauthorized withdrawels, which brought my account into the positive, so they closed it! Things are starting to get better!!!

That's great!

Good for you Kerri

File a complaint asap!

Congrats on the good job! Eventually things turn around and once they do, things seem to move a little easier. Keep up the good work.

Thank you everyone. I received 4 emails last night, 2 from Paycheck Today and 2 from Cash Advance Network, all of them said the same thing...

Thank you for choosing Paycheck Today as your loan provider.
Unfortunately, we are unable to issue you a loan at this time.


Sincerely,

Paycheck Today

So I checked my account online, and it says on both "Status: Deny New" "Unable to process your loan request at this time"

I never applied for another loan, what do you think this means?

Both of these loans I had overpaid.

Can't say for sure but when the Admin of Star Advance forgave my "still owing $293 loan" the website indicated "no more business". Perhaps having a "deny new" status is a good thing? Good luck and keep us posted.

I knew I would start getting more feedback today (because it is payday). Anyway, I just received an email from US Fast Cash, wanting to set up a payment plan to pay back the "$560" I owe. I owe $140.

I also received an email from Sagamore saying that my account has been sent to AIS collections. I have never heard of an account going to collections for not even being 24hrs late and I have an email from another person at Sagamore from the 10th agreeing to my terms with an address to send payment.

I definately am glad that my bank account is closed, it just goes to show you that even if they receive your letter and give you an address to send payment, that they will still try to debit it.

I thought that Sagamore had given you a PIF, or was I mistaken? As for UsFastCash, set up nothing with them. Have you already paid back what they deposited into your bank account? If so, they get nothing further. Your bank account is closed so they can't get into that, which is a good thing. If it persists, contact Intercept EFT, ask for Cindy. Talk to her and then let UFC know that you have done so. I think that MNE is getting tired of the calls to the processor and they are starting to cut their loses before they can't do business any longer. If you really do owe $140, after all is said and done, then that is exactly what you should pay. They'll get over it.

Ok, I am sorry, I am getting myself confused. I did receive a PIF letter from Sagamore, and an agreement from Impact. I do owe Sagamore $120 on the principal, but the letter they sent me states "We don't want your money, consider your loan forgiven" I will pay the $120, but they should not have sent me that letter if they were just going to send me to collections. What do you think I should do about that?

i hope you saved that letter.you should file a complaint with
the IL AG.i know you wanted to pay back the 120.00,but they
basically told you the loan was forgiven.lisa madigan,the illinois
attorney general should know about this.

Well that is rather strange, even for a PDL! If you have a PIF from Sagamore, then it's done. They have "forgiven" your loan, just like Star Advance did for me. I wouldn't pay the $120 if I have a PIF in hand. They are very sloppy in their endeavors and could it be possible that the collections letter and the PIF crossed at the same time? I would just wait it out. Can you go to their website, access your account and see what the status is on that loan? That might give some insight as to just how stupid they are. I wouldn't give them any more of my money or my time. Make sure you keep a copy of the PIF in a safe place! Good luck and keep us posted.