Quickclickloans.com - Is it a trap?
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#1
07-31-2007, 05:32 PM
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Quickclickloans.com - Is it a trap?
They're now sending pre-approvals through the mail. I just opened my mailbox and there was a pre-approval letter (addressed specifically to me, not just current resident) from QuickClickLoans.com for up to $3,500. Interest rate of 96%. 24 payments of $278.88 = $6693 payback.
THE SCARY THING is that I went to my state's website, AND THE PLACE IS LICENSED (in Illinois at least). The FAQ on their website says "QuickClick Loans is currently available in the State(s) of Alabama, California, Delaware, Georgia, Idaho, Illinois, Montana, Nevada, New Hampshire, Missouri, Utah, and Wisconsin. For additional states, please check back soon." "Is QuickClick Loans licensed? Yes. We are licensed as a lender in all states in which we offer QuickClick Loans (except Alabama and Georgia where no license is required)." SO BEWARE!!!!!!!!!!! This place appears legal and they could probably sue you if you don't keep up with the payments. I just wonder where they got my name and address at??? 
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#2
07-31-2007, 05:36 PM
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Wow...the sad thing is that someone will get caught up in the trap of this company as well and will actually be legally responsible for paying them back. I am soooo glad I found you guys and am getting OUT of the cycle. It feels great to know that our checks are OURS again!
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bflow30
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#4
07-31-2007, 07:18 PM
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quickclick
What? You got this in the mail? To your name? Oh my God! Another pdl tactic? One that you may have had before and now they're soliciting through the mail as this "loan" place? Oh my God. These places never cease to amaze me. Oh. Then why am I in shock again? :shock: This stuff is getting crazier every single day. Thank God you guys post all this stuff. A warning for everyone.
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#5
07-31-2007, 07:28 PM
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Oh, I will guarantee you that I would have considered it...before WAKING UP!!! I am so thankful each day for all of the posts here...otherwise, I would probably be deeper than I am.
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bflow30
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#6
07-31-2007, 07:33 PM
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How can they be licensed and legal and still charging interest at such a high point again ?? I thought if they were licensed by a state they had to use the % allowed by that state??
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If you think you can, you can...if you think you can't, your probably right...
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#8
08-01-2007, 05:50 AM
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This place is not doing "payday loans" by my state's definition (since the term is longer than 120 days). Rather it would be considered an installment loan. The license they have with my state lets them charge whatever interest rate a customer agrees to, as there is no rate cap in Illinois on installment loans.
They must be buying up lists of names from the credit bureaus, because I've never had a payday loan before -- ie they didn't mail this to me for being a previous customer.
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#10
08-03-2007, 06:56 AM
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This place is exactly like Cash Call. They are backed by a bank, so per federal law they can import the interest rates.
They used to operate in Oregon, and they are just as nasty as Cash Call if you defualt. They will send you letters stating they are getting ready to sue when you are only 30 days late on a payment.
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#11
08-03-2007, 07:07 AM
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Bflow-doesn't it feel wonderful to have control of our money again? I was just thinking about that this morning, with my last paycheck I was able to actually pay my bills, and have a little left over to do shopping! I haven't felt that in MONTHS!
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#12
08-13-2007, 01:58 PM
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quick click loans can go to @@@@
i got one in the mail today and i asked a question through there contact things, called and got a customer service person and because i asked so many questions she hung up on me... I was triing to talk to her boss.. :twisted:
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#14
09-23-2009, 05:31 PM
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Short Description:
We offer any kind of loans ranging from $5,000.00 to $5,000,000.00 Description: I am a money and a cooperate financier for real estate and anykinds of business financing.I also offer Loans to individuals, Firms and cooperate bodies at 5&#xin;terest rate yearly.We offer any kind of loans ranging from $5,000.00 to $5,000,000.00for private or commercial business purpose. If interested you are to sendme the information below.FIRST INFORMATION NEEDED ARE:Full Name:...............................Location:..... ............................Marital status:..............................Contact Phone numbers:.........................Amount Needed:.........................You are advised to contact us on this email address :wilson.financialfirm01@gmail.comTHERE IS NOTHING TO LOSE BUT YOUR DEBT AND FINANCIAL PROBLEM !Here to show you a better way to financial freedom
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