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 Posted: Wed Oct 17, 2007 12:01 pm
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does anyone have any info on rapidcashforyou.com based in midvale, utah? im in pa trying to pay these people off and i cant get anything from them.
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karwatske20
Joined: 11 Oct 2007
Posts: 18
Debtcc Points: 519
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Posted: Wed Oct 17, 2007 12:24 pm
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Hi Kar...what do you mean you can't get anything from them? as far as validation for what you owe? have you tried calling them?
Here's my experience with websites Kar...
I clicked on their link and when you are asked to give your bank information as part of your application there is no https: security feature on their website! What correspondence do you have with this company? have anything in writing? I checked the Better Business Bureau for you (on their website) and from what I see they don't have anything on their site. Additionally, when I googled this site I tried to get testimonials from other users and nothing.
I think it will help us if we know what kind of correspondence you have, maybe an email that you retained?
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debtstinker
Joined: 08 Oct 2007
Posts: 288
Debtcc Points: 2786
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Posted: Wed Oct 17, 2007 12:26 pm
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one more thing, you may want to read this link, it may help you because the action you take could be predetermined by what county you are in in PA
Link deleted as per forum rules - Mike
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debtstinker
Joined: 08 Oct 2007
Posts: 288
Debtcc Points: 2786
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Posted: Wed Oct 17, 2007 5:10 pm
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kar, PA law states prohibited regarding pdls. However, if the pdl is licensed SOMEWHERE, they will be acknowledged. You need to find out if Rapid Cash For You is licensed ANYWHERE in the US. If they are not, they are illegal.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9339
Debtcc Points: 124619
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Posted: Fri Feb 29, 2008 5:26 pm
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1-866 735 6861
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m
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Posted: Tue Apr 22, 2008 3:31 pm
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I checked and rapidcashforyou.com is licensed so they can collect. I found their license in Utah. I called for my loan which is past due and I was given their payment services number 1 866 410 4237 and they did help me out with some different options.
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kc
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Posted: Tue Apr 22, 2008 7:47 pm
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I'm not seeing it licensed in Utah. Is is listed under a different name? No rapid cash for you listed.
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cannr
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Joined: 07 Jun 2007
Posts: 9339
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Posted: Mon May 12, 2008 2:50 pm
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You are making them legally stronger:
If you take a loan out and agree to any companies terms, pay it back per there terms. Companies like the one mentioned report to agencies such as Teletrack and DP Bureau and the information with the bureaus are a matter of public record. Basically, they are unifying and your failure to pay them back will cause them to prevent you from doing business with anyone, including financial institutions. Read your contracts, if your old enough to loan, be responsible.
All you people are doing is ensuring these lenders register out of the country allowing them to be completely protected from lawsuits and giving them the ability to sue. You have no idea the additional costs involved when they add the legal fees to your accounts for a garnishment and it gives credit counsellors the impossible task of trying to prevent legal action from occurring.
They have to give you thirty days / 2 pay periods. Take advantage of that. If you need to reborrow when paid, start lowering your amount you borrow gradually. You all have no idea that failure to pay companies like this causes them to move offshore, and trust me, I deal with them daily, the more refusals to pay, the more the owners lick there chops.
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Credit Counsellor Warning
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Posted: Mon May 12, 2008 2:54 pm
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This company is one of the few that is "Licensed". Which means, they can hand there debts over to agencies, usually after 30 days, and they ALWAYS recommend legal action. That sucks!!!
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WebMasterDebtForum
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Posted: Mon May 12, 2008 3:01 pm
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give it a rest both of you,this pdl is not licensed so they have no legal recourse okay.secondly let them go overseas,then they really have no leverage whatsoever.so buh-bye to both of you.
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paulmergel
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Joined: 24 Jun 2007
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Posted: Mon May 12, 2008 3:12 pm
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there licensed in Utah, you can search it. Trust me...look at my questions before, and I jsut got a notice of claim from some collection agency process server 1 week ago for August 21/08 of this year...good advice PAULMERGEL
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riotgrrrlpx
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Posted: Mon May 12, 2008 3:14 pm
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Ther not licensed as rapidcashforyou.com there licensed under the broker...the trustee i was tryin to file chapt 13 with said there brick and mortar and the name rapidcashforyou is only the website...check your name
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riotgrrrlpx
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Posted: Wed May 14, 2008 10:54 am
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Is anyone else being sued because of a RAPIDCASHFORYOU.COM loan? I need some advice. the agency they sell their debt to didn't even try to make arrangements, they didnt even call me. The just decided to sue me and now I have a court date...I could lose my job over this. Can my employer fire me because of a garnishment? How is it I am responsible for the legal costs....I will probably quit my job but I don't know. !! the attorney won't even return my calls and the notice of claim is for a lot more money than i owed...Anyone know of somebody that can help?
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riotgrrrlpx
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Posted: Wed May 14, 2008 11:54 am
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Everyone seems to TAKE the money with no complaints. I have had numerous payday loans, and I had trouble paying them back. But I knew I had too. Period. I signed a contract and got the money. What more can they ask other than the money back with the fee. If you borrow $500, you have to pay more than that back, otherwise these companies stop lending to people with GOOD intentions because they go bankrupt. Then, your car breaks down and since your credit is so shot you have no way to get to work, bet you wish then you didn't try and screw someone over.
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Responsible Adult
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Posted: Wed May 14, 2008 5:39 pm
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Responsible adult, what do you consider a fair amt to payback as fee/finance charges? And please point me out to the poster that has said they took out a payday loan, then decided against paying back what they borrowed and sought advice from this forum to screw the pdl out of the borrowed amount.
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skymerle
Joined: 21 Apr 2008
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