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 Posted: Wed Apr 23, 2008 10:59 am
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I paid this company for a $250 loan, $750 just in fees until I closed my checking account. When I sent them the revocation letter, I was told by them that they revoke my revocation and would collect the $325 that was owed to them, I have to say I have not heard from them since and now this is what they are saying to me:
Dear Value Customer,
We wanted to let you know that you are eligible to reactivate your loan with Platinum B Services. If you are interested in reactivating, please contact Jessica at 1-866-722-2770 ext 109. If you are still using the same information as your previous loan all we need to get is a new loan note signed and faxed back and we can have the funds available to you the following business day. Thank you.
Jessica
Platinum B Services
866-722-2770 x109
866-599-5161 - Fax
I want to send them a reply back to this, any suggestions? (and no I do not want to take another loan out with them) I want to use this as a PIF email, with my come back. Any suggestions would be appreciated.
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kolodin616
Joined: 07 Mar 2008
Posts: 142
Debtcc Points: 1167
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Posted: Wed Apr 23, 2008 11:03 am
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sounds like they are phishing for info,most
likely your bank info.re-send your pif email.
glad you didn't fall for this. 
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 1741
Debtcc Points: 7390
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Posted: Wed Apr 23, 2008 11:09 am
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That is what I still need from them is a PIF letter. But I thought if I go back at this email and say something on the lines of okay so you are stating I currently have no outstanding payday loans with you and all to date are Paid in Full, correct?
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kolodin616
Joined: 07 Mar 2008
Posts: 142
Debtcc Points: 1167
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Posted: Wed Apr 23, 2008 11:10 am
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yeah,just like that.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 1741
Debtcc Points: 7390
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Posted: Wed Apr 23, 2008 11:13 am
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or another thought if they tried to go after me couldn't I use this email as leverage, stating how would I owe them anything since I received an email to reactivate. I am just trying to tread litely.
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kolodin616
Joined: 07 Mar 2008
Posts: 142
Debtcc Points: 1167
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Posted: Wed Apr 23, 2008 12:15 pm
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I don't think they are saying that the account is paid. They are saying that you can reactivate it. I took it as that instead of the account being in default with them they will allow you to put it in good standing if you give them new banking information.
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FYI
Moderator
Joined: 18 May 2006
Posts: 1724
Debtcc Points: 16372
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Posted: Wed Apr 23, 2008 12:34 pm
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After I closed out my bank account, I got an e-mail from one of the PDL's saying that I was SUCH a good customer, that I could take out more money from them; an obvious attempt to get my new bank information! Needless to say, I didn't reply to their "generous offer."
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Pachacutec
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Debtcc Points: 100
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Posted: Wed Apr 23, 2008 12:51 pm
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They're so awful - I am going through dealing with them and even now they are talking about being coming back as a customer. As if that will happen!
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bea2ls
Joined: 27 Mar 2008
Posts: 320
Debtcc Points: 3188
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Posted: Wed Apr 23, 2008 1:15 pm
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Kolo, from reading that letter I'd say they have written you off and you are now in their "prospecting" department. Meaning, they do a simple profitability analysis which shows you are a profitable customer, even if they did want you to believe otherwise by saying that you owe money. Their guess is that they can make amends and still make a few bucks off of you. Don't respond, don't seek a PIF, just ignore them. There is no reason to contact them and open any doors. If they start actively pursuing you again, that's a different story. Hope your day is going well.
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Posted: Wed Apr 23, 2008 1:19 pm
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This is a common thing pdl's will do to try and get you to pay them off.
They want your new banking info, and want you to think that you can continue to borrow from them, when in reality they just want to collect on the funds you owe from the last loan.
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goudah2424
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Posted: Wed Apr 23, 2008 1:52 pm
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Whatever the motive, don't respond.
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Posted: Thu Apr 24, 2008 4:15 am
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Thanks everyone.
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