I had a reduction in my income by almost 1000 per month. I am trying to work with Cash Call and Check N Go to pay off the two accounts. They WILL NOT work with me at all. I have faxed them proff of loss of income, showed them my monthly expenses. They wont help! Not sure what to do now. Everyone else is working with me, but NOT the two mentioned above.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.