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#1
12-02-2007, 02:43 PM
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Thinkcash TV
So I am sitting here watching the Sunday game and this ad comes on for Thinkcash TV. Now I am not sure if this is a PDL or falls in line with Cash Call. Any ideas about who this is? Who is this man behind the curtain?
This is their disclosure at the bottom of their website and their address ThinkCash Attn: Privacy Officer P.O. Box 101842 Ft. Worth, TX 76185 or (866) 420-7157 * Loans are offered by First Bank of Delaware (member FDIC), not affiliated with ThinkCash. ThinkCash does not grant or deny credit with respect to these loans. All loans are subject to credit approval. Credit approval is subject to lender’s credit standards, and actual terms (including actual loan amounts) may vary by applicant. Certain limitations apply. Applications processed before 5:00 p.m. Central Time are typically funded the next banking day. In some cases we may not be able to verify your application information and may ask you to provide certain documents. The Annual Percentage Rate (apr) for an example $1250.00 loan is 171.5% with 36 bi-weekly payments of $91.66. See ThinkCash for additional details. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement. 
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#2
12-02-2007, 03:21 PM
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This is an installment loan EXACTLY like Cash Call. I believe they may even be backed by the same bank as Cash Call.
__________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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#4
12-02-2007, 04:25 PM
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Think Cash is a servicer for First Bank of Delaware, which makes installment (not payday) loans. Think Cash itself is owned by Payday One. I believe they set up a separate company to keep the First Bank loans completely separate from their payday loan business.
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#7
12-02-2007, 06:55 PM
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They are esentially the same thing. They make it sound like such a lifesaver when they advertise, like the pdls do ....only to me they are scummier than the pdls...
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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#8
12-02-2007, 07:10 PM
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r
Yeah, ladybug. Cash Call is the Gary Coleman one. Guess your state advertises that one. The one I saw in Florida for Think Cash was this "nice" little advertisment with "nice" little people wearing "nice" little headsets looking like they're just waiting to "help you out". If it hadn't been for this site, I probably would have really sat down and listened to it. Instead, it just sent chills though me!
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#9
12-02-2007, 07:11 PM
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Isn't it good to be informed...I wish I had found the site before I found Cash Call.....now I am sucked in with no way out.
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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#11
12-02-2007, 07:17 PM
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Nooooo....Would like to see that one though. I have seen that staement made for pdl commercials locally...
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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#12
12-02-2007, 07:37 PM
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r
An advertisement for the CFSA???? I haven't caught that one. I wonder if they don't advertise where I am either. Or maybe they just don't advertise on the channels I watch! LOL!
roxy, I know you were sucked in by Gary Coleman! You couldn't resist! :lol:
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#13
12-02-2007, 07:44 PM
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Uh, yeah... that was it, I just could not resist the washed up child actor with a jail record and an outdated sports car...you caught me..
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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#15
12-02-2007, 07:57 PM
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I've seen the new CFSA commercial...it's been all over the place here in Michigan, where the employment rate is the highest in the nation (7%), and the PDL industry makes a boatload of money preying on those who can least afford it.
__________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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