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 Posted: Tue Oct 30, 2007 6:23 am Subject: Eastside Lenders has my new account info!!!!!
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I just got an email from Eastside Lenders telling me I was approved for a $300 loan. I clicked on the loan documents to see what the hell was going on, and there is all my new banking info.
See, I still owe them $80. They agreed to settle with me and I haven't paid them back yet. I'm terrified now! I responded to their email and told them I did NOT solicit this loan and to remove my data from their system.
How in the world did they get this info. I've been so careful since opening this new account to not give the information out. I haven't applied for a loan, nor will I ever again.
Does anyone have a fax number for these people. I do at home...I want to fax them a copy of my email as well.
Sorry to ramble on. I'm in panick mode now!
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ald_ked
Joined: 18 Jul 2007
Posts: 67
Debtcc Points: 2073
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Posted: Tue Oct 30, 2007 6:28 am Subject:
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you are not alone ald. hang in there, some one will be here to help shortly.
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aminah0529
Joined: 23 Oct 2007
Posts: 415
Debtcc Points: 3280
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Posted: Tue Oct 30, 2007 6:28 am Subject:
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Ald, you are the second person today that got hit by East Side lenders getting their new account info. so sorry that this happened to you. get to the BANK AND SEE IF YOU CAN GET THEM TO REVERSE THE UNAUTHORIZED CHARGE
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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Posted: Tue Oct 30, 2007 6:30 am Subject:
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Ald, east side has been busy today...Is the information not in what they sent to you??
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 4091
Debtcc Points: 11649
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Posted: Tue Oct 30, 2007 6:31 am Subject:
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I plan on spending yet another lunch hour at the bank. Closing down this account, and opening another somewhere else. I'm running out of banks in my little town!!!!!
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ald_ked
Joined: 18 Jul 2007
Posts: 67
Debtcc Points: 2073
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Posted: Tue Oct 30, 2007 6:33 am Subject:
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Ald, I really do feel bad for you. This is all of our worst nightmares come true. I hope openong another account works.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
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Posted: Tue Oct 30, 2007 6:33 am Subject:
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Roxy, they sent me an approval email this morning. when and all my new bank account info was on the loan documents they sent to me.
I'm going to be sick
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ald_ked
Joined: 18 Jul 2007
Posts: 67
Debtcc Points: 2073
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Posted: Tue Oct 30, 2007 6:35 am Subject:
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Calm down, please let us know what happens at the banks.making yourself sick will only make matters worse. Take a deep breath and try to calm dowm. We are here if you need us.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905
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Posted: Tue Oct 30, 2007 6:35 am Subject:
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Thanks Kashzan, I just saw Cannr's post. This is unbelievable!!! Ugh!
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ald_ked
Joined: 18 Jul 2007
Posts: 67
Debtcc Points: 2073
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Posted: Tue Oct 30, 2007 6:39 am Subject:
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Ald, I searched old threads but couldn't find one which I find suprising...Hopefully someone will be along soon to help you. I am so sorry for you. This is so scary. Please keep us informed about what is going on and let us know if we can help you.
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
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Joined: 03 Aug 2007
Posts: 4091
Debtcc Points: 11649
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Posted: Tue Oct 30, 2007 6:42 am Subject:
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ald..it seems like Eastside Lenders have been busy this week. You and Cannr...who else?? No one is safe from these bloodsuckers! We know they are doing something illegal...they need to be stopped!
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laura19544
Joined: 13 Aug 2007
Posts: 458
Debtcc Points: 6507
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Posted: Tue Oct 30, 2007 6:51 am Subject:
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I found this on the BBB site...I not sure which is which, but you should recognize the addy.
East Side Lenders
One Commerce Center 1201 Orange Street #600
Wilmington, DE
Phone Number: 866-569-6636
Eastside Lenders
9218 Metcalf Ave #112
Overland Park, KS 66210
Telephone: (866) 569-6636
Fax: (180) 058-1429 ext. 6
eastsidelenders.com
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 4091
Debtcc Points: 11649
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Posted: Tue Oct 30, 2007 7:09 am Subject:
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Really, it's not that common for this to happen! I know way more people that have never been hit on their new account then those who have.
Ald ked - Do you write checks? Do any payments through ach? Bill pay?
_________________
How I make some extra cash
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goudah2424
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Joined: 31 Oct 2006
Posts: 8007
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Posted: Tue Oct 30, 2007 7:13 am Subject: Eastside Lenders has my new account info!!!!!
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Ok, this is real scary. I myself am fighting with Eastside Lenders right now on a $450 loan I have paid $337.50 on and owe $157.50. I spoke to them at the end of Sept and they said I owed $562.50 total to settle with them. I told them I live in Florida and gave them the laws on PDL's and of course they said they were in Delaware and go by their laws, blah, blah. I never heard back from them until the end of last week. Now it's someone else that says I owe $725 now. And she spouted of the Delaware thingy again. I haven't answered her on that one yet. But this is pretty scary that they are finding new account information and taking money from them. I have been lucky so far with my bank that anything that has come through they are refusing for me. I even had UsFastcash send a check through and it bounced cause I didn't have the money in there. I e-mailed my bank and they said if it happens again (to put a stop pay on a check they have to have the actual check number) all I have to do is fill out a form and fax it to them and they will have the money back into my account by end of day. This just sucks cause you pretty much have to watch your account 24/7 to make sure one of these idiots hasn't tried to get money. All of this PDL crap is such a headache. I've gotten so many e-mails (I even got a text message this morning) saying I'm approved for a loan and I just delete all of them. I'm never, ever going to get into this crap again. I'm just hoping it doesn't take me the rest of my life to get straightened out. I've only got two that are legit CashnetUsa and PaydayOne. I had worked out a payment plan with Cashnet, but I wasn't able to pay yesterday so I'm waiting for them to start raising cain. I just don't have the money right now to pay them. I haven't even talked to PaydayOne lately. I tried to get them to work with me on payments when I can get caught up and they refused to work with me.
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tricia
Joined: 02 Oct 2007
Posts: 13
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Posted: Tue Oct 30, 2007 7:13 am Subject:
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Thanks roxy, that helps! I appreciate it!
Goudah, yes I do write checks and my auto insurance is automatically debited from my checking account. I'm thinking of not even opening a new account. I can use my future hubby's if I need to, I guess. It will be easier done that way, than this headache!!!
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ald_ked
Joined: 18 Jul 2007
Posts: 67
Debtcc Points: 2073
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Posted: Tue Oct 30, 2007 7:24 am Subject:
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Okay, this is just a theory.
When you write checks at retailers, they normally run that check through some sort of software to make sure you don't have a history of bouncing checks. Most commonly SCAN or Telecheck.
CL Verify - The database compiler that payday loan companies use compiles data from SCAN and Chexsystems.
Chexsystems - If you open an account at a bank that checks this report, and inquiry will show on the report.
So, CL Verify can show the payday loan company several things. It would show them what bank you opened an account at if it was a chex using bank. Also, since it compiles information from SCAN, it's possible some of your check information is included. This information is only available to businesses, so I don't know how much they actually show the business, or what the business sees, but I would guess that they would get enough information to either debit your account with your ss# (some bank will allow a business to do so with a signed contract), or possibly got the actual account information. That's just my guess at this point, it's hard to say exactly how they got the info without a bunch more information.
_________________
How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
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