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reporting pdls

 
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PostPosted: Sat May 10, 2008 12:17 pm Subject: reporting pdls

Do you think it would be wrong of me to report a pdl if I got a refund from them. I had gotten one from the loan shop and I had not reported them to anyone yet. After all that the pdls have put me through you would think that I would not think this is wrong but part of me does. What do you think??
mandywebb372




Joined: 04 May 2008
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PostPosted: Sat May 10, 2008 12:21 pm Subject:

Oh heck no, please please file a complaint against them, unless you signed a waiver stating you would keep it confidential, you truly should. The more complaints received by the BBB's, Attorney Generals, etc., the better the chances of forcing these illegal pdl's out of business.
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Shazzers
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Shazzers
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PostPosted: Sat May 10, 2008 12:23 pm Subject:

Mj, I can see why you would think that. I kind of felt that way too...they did refund my money so in a sense they made it right for me. I did report them and did also add that they did make things right. I wanted the complaint to be on record becuase I decided to stand up for myself, but what about the others who never find this site and pay them hunderds upon hundreds of dollars on a 2 or 3 hundred dollar loan.
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RoxyNY
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PostPosted: Sat May 10, 2008 12:24 pm Subject:

He had sent a form for me to sign and fax back to him. Basically it was stating a whole bunch of things that I could not do like a class action suit. He did confirm in an email that I had my account paid in full. But I have to admit I never did send the signed copy back to him and he never contacted me again.
Do you think that means that I can report it if I have not signed anything. I will look in my email to see if I can find what he wanted me to sign so someone can look at it.
Thanks!!!

mandywebb372




Joined: 04 May 2008
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PostPosted: Sat May 10, 2008 12:24 pm Subject:

Forgot to ask...When you report to the FTC what do they do against the companies. Can they help with refunds?
mandywebb372




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Posts: 141

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PostPosted: Sat May 10, 2008 12:29 pm Subject:

Removed due to legalities involved.
mandywebb372




Joined: 04 May 2008
Posts: 141

Debtcc Points: 1698

PostPosted: Sat May 10, 2008 12:32 pm Subject:

Mandy, send me a PM.
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Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
Ohio Consumer Protection Law
Shazzers
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Shazzers
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PostPosted: Sat May 10, 2008 2:11 pm Subject:

shazzers...if I did not sign the agreement have I entered into the contract? Should I still report them?
mandywebb372




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PostPosted: Sat May 10, 2008 3:03 pm Subject:

Mandy, Did you talk to Mashburn? If so I did to. I had to sign the same thing. I did it so I could get my money back. Did he pay you the entire overpay or did you settle for less. He wanted to pay me 165 on a 330 overpay but I got him up to 200. Better than nothing I guess.
shoppinbuczek




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PostPosted: Sat May 10, 2008 3:55 pm Subject:

I did talk to Mashburn via email. He had sent that he would offer me $200 and I had to sign the contract and he would deposit the money. I had over paid by $960 or so. I told him that I would not except $200 and I would except $520 which was a little over half of what he owed me. I also demanded that a money order be sent overnight. I also wanted a confirmation email stating my account was paid in full. I got the money the next day although it was a cashiers check not a money order. He also sent me the email I requested. I NEVER did sign the form and fax it to him and he has NEVER asked me where it is. To be honest I kind of forgot about the paper that should have been signed. He never requested it again so I have not signed it.
mandywebb372




Joined: 04 May 2008
Posts: 141

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