I currently have 3 online payday loans out. I have included all info I have available and have requested statements of my account on each. After reading through a few threads regarding payday loans I understand that the payday loan company has to be licensed in your state (mine is FLORIDA) to legally process this type of loan. My question is: How do I find out if they are licensed? I do believe I found out that PDL are legal in FL, but I have been unable to find out if these three companies are licensed or not. Maybe I am just not searching the right thing? Can anyone help and advise as to what I should do if in fact they are not licensed? Once I get rid of these I will NEVER do a PDL again! This has caused way to much stress and I need to get rid of them ASAP as I am pregnant and need to be able to put some of this money that is being wasted on fees to the side to save for maternity leave...
US Fast Cash - Original Loan 2/2/12 $300
2/17 - $90.00
3/2 - $90.00
3/16 - $90.00
3/30 - $90.00
4/27 - $100.00
5/21 - $100.00
Total Paid $560.00
Say I still owe : 6/1 $100 (did not pay) 6/15 $100 and final 6/29 $95
500 Fast Cash - Original Loan 4/23 $300
5/30 - $75
I still owe them up to the $300 I understand that and there is a payment of $105 for 6/8 set up. But I am certain there were at least 2 more payments if not 3 they had me set up for $105. I have emailed them asking for a complete statement of my account to be sure though.
Mesa Financial - Original loan 5/18 $300.00
First payment drafted last Friday and didn't go through of $90.00. So I know they are going to charge me a fee and will probably try to reprocess any day.
Again, I understand I do owe them up to the $300.00
Thank you for any help or advice anyone can offer!!!
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