| Author |
Message |
|
|
 Posted: Thu Apr 10, 2008 11:12 am Subject: PDLs have started the contact
|
|
|
Please look at my last thread. I have postings of how much i owe, what the companies are that i emailed, and their repsonses. i want to know how i should respond to them. thanks!!!!
_________________
Register today to encash debtcc points.
|
|
cnina0224
Guest
Debtcc Points: 100
|
|
|
 |
|
Posted: Thu Apr 10, 2008 11:36 am Subject:
|
|
|
I am getting contacted by them now too! Isn't it fun? Not! I have gotten 1 PIF though. I will go look at your thread and see what kind of responses you are getting! Good Luck!
|
|
momof1_1990
Joined: 31 Mar 2008
Posts: 93
Debtcc Points: 2020
|
|
|
|
Posted: Thu Apr 10, 2008 11:41 am Subject:
|
|
|
C, Mom, You both can do this. I put this on your other thread too....Keep responding with your pdl letter, add a comment if you need to but try to keep giving the same answer over and over. Do not let them scare you. If you need help or have questions you can post them. If there is a change in the situation let us know and we will help you figure out what to do next. You are doing a great job, both of you.
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 4089
Debtcc Points: 11636
|
|
|
|
Posted: Thu Apr 10, 2008 11:42 am Subject:
|
|
|
I think my call's have started too I think... I had a voice mail from People's First.
|
|
angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
|
|
|
|
Posted: Thu Apr 10, 2008 12:09 pm Subject: what?
|
|
|
are they starting to call and say to you angell? have you spoken to them? i haven't picked up the phone for my life. i dont even wanna be harassed.
_________________
"The people that are trying to make the world worse never take a day off, why should I?" Light up the Darkness -I am Legend
|
|
cnina0224
Joined: 10 Apr 2008
Posts: 7
Debtcc Points: 63
|
|
|
|
Posted: Fri Apr 11, 2008 7:44 am Subject:
|
|
|
I actually called back and it wasn't from a PDL it was from an old credit card that I believe was taken out over the internet in my name by my ex. I'm going to be very honest here and tell you that the girl I spoke with could not haqve been any nicer! I was so shocked I even told her how much I had dreaded calling and how easy she had made it for me. She even told me that within 30 days of receiving a letter from them that I needed to send them a letter to validate the debt and doccumentation to prove it was mine.
She told me that once I had a chance to review what was sent and if it was in fact something of mine that they would offer a settlement amount which I could pay over two payments or if I couldn't do that they would make other payment arrangements with me.
I'm going to request everything I need to validate and once I get everything I plan to get some advice on moving forward.
|
|
angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
|
|
|
|
Posted: Fri Apr 11, 2008 10:36 am Subject: good for you!
|
|
|
yeah i been dreading picking up unknown calls and what not. i dont want o get yelled at!
_________________
Register today to encash debtcc points.
|
|
nina0224
Guest
Debtcc Points: 100
|
|
|
|
Posted: Fri Apr 11, 2008 10:40 am Subject:
|
|
|
Me neither... I really couldn't believe how nice she was and I went in to it prepared to do battle 
I know they won't all be like that and I don't intend to take a bunch of abuse from them when they do start calling. That is why I love this forum... the support here is amazing!
|
|
angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
|
|
|
|
Posted: Fri Apr 11, 2008 10:42 am Subject: yes it is!
|
|
|
its totally amazing! without this site i would be.. devastated and STILL BROKE.
_________________
Register today to encash debtcc points.
|
|
nina0224
Guest
Debtcc Points: 100
|
|
|
|
Posted: Fri Apr 11, 2008 10:45 am Subject: reply
|
|
|
credit cards will work with you,so will there CA'S for the most part.the unknown numbers will most likely be a pdl or pdl collector.be prepared.it sounds like both of you are.  
|
|
paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2379
Debtcc Points: 8473
|
|
|
|
Posted: Fri Apr 11, 2008 10:48 am Subject:
|
|
|
I really wnated to send a follow up to M1Y... I had paid them $795 on a $250 loan and they are prohibited in NC. I still have not heard anythind from my fax sent in February. I'd like to badger them for a refund of the $545 over payment. Not that I think they would pay it but it would be nice.
Any reccomendations?
|
|
angell
Joined: 16 Oct 2007
Posts: 291
Debtcc Points: 294
|
|
|
|
Posted: Fri Apr 11, 2008 10:49 am Subject: reply
|
|
|
they are most likley ducking and hiding.keep faxing and emailing that letter.
|
|
paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2379
Debtcc Points: 8473
|
|
|
|
Posted: Fri Apr 11, 2008 10:51 am Subject: prepared
|
|
|
im actually preparing myself that i WONT get refunds for some of these pdl loans. :/ as long as i have money in my bank, and can control when I CAN pay them and stuff, then i'll be fine. they called my work the other day and my cord got tangled so i told them that and put them on hold. they eventually hung up but. i distinctly said not to call me at work :/
_________________
Register today to encash debtcc points.
|
|
nina0224
Guest
Debtcc Points: 100
|
|
|
|
