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Posted: Tue Jan 22, 2008 3:28 pm Subject: Got my revoke wage assignment sent out
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So it all starts today.
Today I faxed and sent over a hard copy of my "Effective Immediately I hereby revoke any and all wage assignments I may or may not have signed" to both finance and human resources.
Finance calls me this afternoon and says "I don't know what this is" LOL
So I explained briefly . This company might try to send you something etc.
She said she will keep an eye out and notify me if she sees anything, but she handles all the garnishments and has never heard of a wage assignment. With 700 employees, I think that is a good sign!! Yay!
Off to the bank tomorrow to close my account!
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Tue Jan 22, 2008 3:45 pm Subject:
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Excellent! And you sent it to the PDL too right?
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Tue Jan 22, 2008 3:47 pm Subject:
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Not yet, not until after I close my bank account LOL But today was my "Friday" so I needed to get this done at work ASAP.
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Tue Jan 22, 2008 3:50 pm Subject:
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Good job! My HR also said that they just do not honor wage assignments unless they are fully legal and meet all the state stipulations.
There are acutally state laws that someone would have to follow when executing a wage assignment in order to make it legal.
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Tue Jan 22, 2008 3:52 pm Subject:
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I thought it was a great sign that she had never of them before LOL
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Tue Jan 22, 2008 4:12 pm Subject:
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What state are you in Tiffer? I can tell you if they are legal or not in your state . . . . Not that it really matters though, since it sounds like your employer wouldn't honor them anyways.
_________________ How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
Moderator

Joined: 31 Oct 2006
Posts: 7984
Debtcc Points: 111382
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Posted: Tue Jan 22, 2008 5:28 pm Subject:
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I am in Florida, I think someone on here told me they were illegal here, but I couldn't find anything about them in the statute book or at work.
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Wed Jan 23, 2008 5:56 am Subject:
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I was going to also give the bank a letter, just to CMA.
Is this good? Or should verbal be ok??
My bank
$$$$$$$
$$$$, FL $$$$$
January 23, 2008
Effective immidiately, due to illegal transactions against my checking account, I request a hard debit block on my checking account and savings account # $$$$$.
Any EFT transactions, ACH withdrawals, paper or paperless checks are not permitted to be presented or paid.
Thank you
Tiffany
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Wed Jan 23, 2008 5:58 am Subject:
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Oh and I am still closing the account, just want this as backup in case they try to re-open it...
Thanks again for any advice, I will be updating
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Wed Jan 23, 2008 6:33 am Subject:
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Hi tiffer...sure take this with you and go in and talk to them too. if they want something in writing, then you have it to give to them
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Wed Jan 23, 2008 10:30 am Subject:
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I love my bank
I closed my account, explained briefly to her and she said nothing will re-open my account. These people will get a thing sent to them saying account is closed.
I did open up another savings account there but we are waiting awhile before I do another checking account there, just to be safe.
She said if I opened up another account there is no way these people can get a hold of it, unless I give them the number.
I just sen my first email out a few minutes ago to oneclickcash. I could not find a physical address for them so I emailed it, sent a copy via thier customer service window on thier website and will also be faxing a copy tomorrow..
Let the headaches begin LOL
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Wed Jan 23, 2008 10:55 am Subject:
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I think that was me that told you they were illegal in Florida! My mind is a bit slow this week.
| Quote: | CHAPTER 516
CONSUMER FINANCE
516.17 Assignment of wages, etc., given to secure loans.--No assignment of, or order for the payment of, any salary, wages, commissions, or other compensation for services, earned or to be earned, given to secure any such loans shall be valid.
History.--s. 16, ch. 10177, 1925; CGL 4014; s. 1, ch. 28011, 1953; s. 8, ch. 73-192; s. 2, ch. 81-318; ss. 16, 17, ch. 88-342; s. 4, ch. 91-429. |
_________________ How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
Moderator

Joined: 31 Oct 2006
Posts: 7984
Debtcc Points: 111382
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Posted: Wed Jan 23, 2008 11:03 am Subject:
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WOW that was quick,
here is the email I got back from oneclickcash:
Your first due date is scheduled for 2/1. We will debit the $60 service
charge unless you request to pay in full or pay down towards the
principle.
LMAO According to my account, they are supposed to be debiting $125 this friday, I dont know where she got 60 from. I replied with a copy and paste from my original letter.
| Quote: | "once again, I am revoking your right to debit my checking account
any longer. You, your company, or your affiliates are
not authorized to debit my checking account at all.
Please be aware that I have informed my financial
institution of this situation and they will also be
receiving a copy of this correspondence. Any further
attempts at debiting my account will be rejected by my
financial institution." |
Morons..
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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Posted: Wed Jan 23, 2008 9:46 pm Subject:
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These people are so dense! Keep sending them the same letter over and over. I think it was Gouda that said she just kept resending until they told her to stop harrasing them LOL. Nice reversal for a change.
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stargzr
Joined: 26 Nov 2007
Posts: 264
Debtcc Points: 2653
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Posted: Thu Jan 24, 2008 5:57 am Subject:
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She replied back saying she was forwarding the email to compliance and she apologized twice LOL saying she replied to wrong email.
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tiffer0220
Joined: 14 Jan 2008
Posts: 89
Debtcc Points: 1422
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