Does anybody have a sample letter to request a payday company otherways to pay pay off a debt with them? I am no longer authorizing them to ACH my account but I still owe them money.

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What other ways did you have in mind?

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Some kind of payment plan. I do not want them no longer taking money out of my account which they can't.

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Good that you revoked their ACH debit authorization but are they still debiting? Most PDL's ignore it and keep debiting.

Well, for a letter bascially what you just said, put into a letter. Draw out a payment plan in a letter and send it to them.

I recall seeing postings here from you in the past, but I dont know enough about your situation to recommend closing your account or if your pdl's are internet or stores.

The stores, if they are members of the CFSa can work out a payment plan with you.

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I remember drill from previous posts also. I thought this is the one who couldn't retrieve the pms being sent with a letter to use as an example. If I recall correctly, Mike even looked into it and couldn't find a problem with the pms. I do remember drillboy though. Drillboy, do you want to "recap" what's been going on so that we can catch up?

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Well, I don't know how much this will help, but this is a letter that I drew up when I had to go speak with my storefront loans. Maybe it will help you?
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great letter! concise and very professional...

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stacy, I like you! You're sweet! And your picture is so pretty!

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Why thanks, stacy.

And thanks to whoever quoted my letter... (probably cannr, since she's always looking out for me )

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iguana, it wasn't me! When I came to the thread, it was already done! Looks pretty, doesn't it?

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Thanks for the memo...I still owe Impact cash money but I put a block on all my payday loans because I have paid them back plus some..I just don't want any money taken out of my account anymore and want to pay them back by some other method.

Oh and I can get PMs now.. Thanks again



I just

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If you have a block, then they shouldnt be taking the money anyhow right? The block should be stopping them.


Is the account closed or just blocked for the pdl's only?

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i hope drillboy "closed-closed" that account and not just put blocks on the pdl's. or put the account on credits only.

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There is no money there. I opened another account at another banks.

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Drillboy - I removed the email address from your name on the above post.

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Okay, drill, so your "old" account. Is it still open/active, just with a zero balance? Or did you close the thing entirely?

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