Help ASAP

Hey cannr...how old is the loan?

Compliments of goudah, I would say you are good to go!

Your welcome! I'm still looking to see if I can find anything else, but those two should give you good legal standing to not honor the assignment. Aside from the fact that the company isn't legal and it isn't a legal debt in the first place!

How in the world if they are illegal can they successfully garnish wages? I would think you could respond that all wage assignments have been revoked by the employee and follow up with the law above. I am like you, I cannot make heads or tails out of that legal mumbo jumbo.

Cannr - you should have given them your fax number at home or maybe one somewhere in Malta. Just to calm your nerves a bit. Play their games. Go smoke.

I found the heart when figuring out what to do for Mike's post.

You do this:

type a upper case Y

Select the Y

Go up to the font box, and select Webdings

Then select the whole thing of code and change the color to what you want.

Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y

Like for that blue line of hearts I did this, just take out the *'s:

[color=*Blue]Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y [/color]

Cannr or Goudah which do you recommend that I do first...send the c & d's first or file the complaints 1st, and when filing the complaints who should I file with 1st?? NDBF, AG, FTC, BBB???

Cannr holy crap on just now hearing from these people. At least now I know the phrase no news is good news doesn't apply to this situation..keep your head up girlie!

I would file with the NDBF first. They have been taking a lot of action against these places lately. Then the AG, BBB, and FTC. Then send out the letters. But that's just my opinion, it doesn't really matter what order you do it in, as long as they all get done!

Reason I was concerned is that next thursday is payday...and we have the whole account closing on the same day they are supposed to go through. wasn't sure if i should send the letters before then.

Can you put a block on the account? I wouldn't send any letters to them until your bank account is protected. That will only prevoke them.

Motomom - They can't really legally garnish your wages. To legally do it they would have to go to court. But wage assignments are voluntary. You agreed to it in the contract. So employers will look at it as something you requested. Which is how they often end up going through. Or they will make them look like a legal document, and trick the employer into doing it.

Momtomom, that's what I want to know. How can they possibly think they can get away with a wage assignment or garnishment when they are illegal??

Eastside lenders just called to remind me that my payment is coming due next Thursday...

Sorry to reply so slowly Cannr. I was tied up here in the office. Goudah covered all the bases already though. I would fax or mail it back on company letter head. Sign it as HR department or something bogus. They can not get money from your company via a wage assignment unless your company does something stupid and does not know the documents are junk. Someone else asked about wage garnishment which is a different animal. Garnishments are assigned by a court so they would be legal and enforceable.

Exactly - And a lot of employers will look at it, think it's a legal document, and go through with it. That is what they are hoping will happen.

Dollars! Thank you! I'm typing up my "response" on company letterhead right now. Good tip. I owe you big time!
Goudah! Thank you! Now my document will look more official than theirs!

Lord, I gotta go smoke now.........

You don't know how much this means to me. Thank you so much! These dumb ass's. Doing this after months of me hounding them and revoking everything. Damn. Now I have to re-file another complaint.

I think I'll go smoke too!

I can't see for all the smoke. Guess if you can't beat them, join them. Going to smoke.

Smoke party! Smoke one for me.