I have 3 payday loans outstanding. I have used these payday loans multiple times and rolled over some of the finance charges and principle. I haven't calculated how much I have paid in finance charges but I am pretty sure I have exceed my principal by a lot. I am at the point I can't do this anymore. I noticed that in Maine they are illegal because they are not licensed and have exceed the max. interest. What should I do? Contact them? Close my bank account? Stop the ACH debits?
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