Internet's first get-out-of-debt community - 134,000 members

I paid $360.00 towards my $300.00 loan to USFASTCASH so I sent a revoke letter. Now they are sending my account to collections. What are my options living in PA??

Posted: Tue Oct 09, 2007 1:42 pm Subject:

Here are the laws for your state....

Posted: Tue Oct 09, 2007 1:43 pm Subject:

How much are they telling you you have to pay?

Posted: Tue Oct 09, 2007 1:58 pm Subject:

Pa allows the laws of whatever state the IPDL is located in to prevail. The issue here I think is licensing. I am sure they are not licensed in PA as those types of laws are prohibited and probably not legally collectable. A Pa expert should be along soon to clarify that. I have heard wind of changes in your state recently.

kneal1982 · Posted: Thu Aug 07, 2008 5:23 pm Subject: Usfast cash

That has happened to me exepcept i live in CA can someone let me know the laws for CA?

Guest · Posted: Thu Aug 07, 2008 5:51 pm Subject:

I live in Illinois and have defaulted on a usfastcash loan and have not heard from them.

Posted: Fri Aug 08, 2008 4:08 am Subject:

Hiya kneal1982, I am going to post the laws for CA. If you should need any further help, please start a new thread, I am sure someone would be most happy to help you. Smile

Posted: Fri Aug 08, 2008 4:11 am Subject:

Posted: Fri Aug 08, 2008 6:16 am Subject:

I'm in Indiana and I believe if anyone applies for a ipdl after july 7, 2007 it is considered null and void? I'm not sure about that though... I have a girlfriend that applied last sept for a loan with USFASTCASH and got it. She didnt know until afterwords that it was not valid. She sent them letters/certified- and she is STILL getting calls from them. They are awful....so far nothing has been recorded on her credit...she is fighting it though. Yes, make sure your bank accounts are safe. They will bleed you dry....

Posted: Fri Aug 08, 2008 6:52 am Subject: reply

that's right tweedy,they can be a handful.that is only because of there stupid indian reservation exemption.they are not licensed period.therefore if they don't use in house collections
the CA they use is probably as illegal as they are.

Posted: Fri Aug 08, 2008 7:31 am Subject:

My girlfriend keeps getting emails from them stating that this account needs to be settled NOW...I told her that they dont have much of a leg to stand on since the new law passed here in Indiana.....She doesnt know what to do next....

Posted: Fri Aug 08, 2008 7:44 am Subject: reply

did your girlfriend file AG,BBB and FTC?this place is illegal in any state and she should only pay the principal.that is it.

Posted: Fri Aug 08, 2008 7:52 am Subject:

I would probably just tell them the next and only contact I want with them is in court. Laughing

Posted: Fri Aug 08, 2008 7:55 am Subject:

Yes, she did......I'm not sure if she paid the principal though...She isnt obligated though with the new law passed is she?

Posted: Fri Aug 08, 2008 8:00 am Subject:

Well Tweety, as you know, we always advocate paying back at least the principal amount, however, what she decides to do is exclusively her decision. Smile

Posted: Fri Aug 08, 2008 8:05 am Subject:

This is true.......I was just going from memory....I dont have the link where it states all this..... Embarassed

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 134,000 members

USFASTCASH sending my account to collections

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post