Langhorne Debt Solutions - Does anybody have any info about them?

Langhorne knows about the legal status of lenders. In fact, after you sign up with them you get a BS "analysis" of creditors, which outlines each creditor, whether they are legal or not, and what you can expect in terms of settlement. The problem is that Langhorne does nothing close to getting the terms they outlined in the analysis.

They just want you to feel good about their service for the 6 months when they grab most of their payment from you. After that, they are a joke.

Anyone out there listening, I use to work for a PDL company, Langhorne is a complete scam, they are actually affiliate with a PDL company so their main priority it to get the money back that you borrowed from their sister company. You make them payment and when you default just once they keep all the money you've paid them to date and they drop you as a client. They take your money and you are still left owing all the other PDL companies. Negotiate a repayment plan yourself don't deal with these people cease and desist letters don't work on first party PDL companies if they loaned you the money you cannot tell them not to contact you for repayment they are not (at least not all of them) collections agencies. Cease and desist works for 3rd party collectors not first party. If you are taking out a PDL you need the money don't waste money dealing with langhorne you will find yourself in a deeper financial whole. Any posts out here that are saying good things about langhorne i guarantee they work for them. I did collections for 2 years at a PDL company and every day we would rcv numerous faxes revocation of authority (what a joke) the same day we would receive tons of faxes saying they no longer represent an individual (that means someone has defaulted on payment) but in 2 yrs we never ever received a dime from langhorne for the hundreds of customers they claimed to have represented. yet i would speak to customers and they would say they've paid langhorne hundreds and sometimes thousands of dollars. Good luck all.

I was right down to the wire on going with them and now I am SO GLAD that I chose to do it on my own. I know I'm saving myself a bunch of money. The one thing that concerned me with Langhorne was that they were only interested in the amount of the loan and didn't care about what you've already paid on the loan....so basically I would end up paying double or triple on a loan that I probably already paid off in principal. It just didn't make sense to me.

Has anyone and I mean anyone finished the program with Langhorne? If so, were you satisfied?
I am in month 5 with them and so far, they have settled only 2 of my 7 PDLs. I don't see much progress.

It's a year-long program and the fees are front loaded. Most of the settlements come in the last half of the program when their fees go down and you start saving more money for them to offer to the lenders.

dada6868 - the guest post is right. Until you get to the months when their fee drops, there isn't much to offer in the way of settlement. I have been in the program since August and they have settled my 2nd account. I have been pleased with the service. I also agree with others that this is something one could do on their own, if they had the time/energy to invest in it. I didn't have that option with working a full-time and part-time job so I signed up with Langhorne. The amount I have to pay them in their fee was worth it to me not to worry with phone calls, etc.

ONCE YOU PAY ALL THE FEES TO LANGHORNE THEY WILL DROP YOU. THEY SETTLED ONE LOAN THE WHOLE TIME I WORKED WITH THEM.SCAM SCAM. SCAM SCAM. DO NOT TRUST THEM. THEY WORK FOR THE PAYDAY LOAN COMPANYS. SCAM SCAM.......

THEY ARE PART OF THE PAYDAY LOAN SCAM. THEY TAKE YOUR MONEY AND DO NOTHING IN RETURN. I PAID THEM HUNDREDS OF DOLLARS, ONCE THEY GOT MY LAST PAYMENT THEY DROPPED ME. ONE BIG SCAM BEWARE SCAM SCAM SCAM I KNOW FROM EXPERIENCE.. AND NONE OF THE HARASSING PHONE CALLS EVER STOPPED FROM PAY DAY LOAN COMPANYS. THE OWNER OF LANGHORNE OWNS THE MAJORITY OF THE PAYDAY LOAN COMPANYS.....

THEY ARE PART OF THE PAYDAY LOAN SCAM. THEY TAKE YOUR MONEY AND DO NOTHING IN RETURN. I PAID THEM HUNDREDS OF DOLLARS, ONCE THEY GOT MY LAST PAYMENT THEY DROPPED ME. ONE BIG SCAM BEWARE SCAM SCAM SCAM I KNOW FROM EXPERIENCE.. AND NONE OF THE HARASSING PHONE CALLS EVER STOPPED FROM PAY DAY LOAN COMPANYS. THE OWNER OF LANGHORNE OWNS THE MAJORITY OF THE PAYDAY LOAN COMPANYS.....

THEY ARE PART OF THE PAYDAY LOAN SCAM. THEY TAKE YOUR MONEY AND DO NOTHING IN RETURN. I PAID THEM HUNDREDS OF DOLLARS, ONCE THEY GOT MY LAST PAYMENT THEY DROPPED ME. ONE BIG SCAM BEWARE SCAM SCAM SCAM I KNOW FROM EXPERIENCE.. AND NONE OF THE HARASSING PHONE CALLS EVER STOPPED FROM PAY DAY LOAN COMPANYS. THE OWNER OF LANGHORNE OWNS THE MAJORITY OF THE PAYDAY LOAN COMPANYS.....

The majority of the payday loan companies, huh? 22,000 stores and 700 online lenders and he owns the majority of them? He must be richer than Bill Gates and better looking too . . .

Langhorne did not stop sonicpayday.com from garnishing my wages almost $800 3 months into their program. Langhorne blamed me and told me to hire a lawyer to get the money back from my payroll department! They collected their money for 6 months, paid off 2 loans and then dropped me. DO IT YOURSELF!!!!!!!

Sonic tried that with my job, too. My counselor at Langhorne e-mailed me a letter to print out and give to human resources at my job. It all worked out fine for me.

when you call the ipdl's to settle on your own, what do you say to them? Is it something like you can no longer afford to pay them and want to settle? do they want the money immediately? What about the places I have already paid more then I borrowed? Thanks

Just signed up with Langhorne Hoping for the best. I feel like i am drowning. All of my pay check is sucked up by loans and then i have to take out another one to have money for anything else. It is out of control. I will never do it again................unless I have to?

Please don't use Langhorne Debt Rosalind. I was just about to sign up with them and read all the horrible stuff about them. They will not stop the calls and the payday loan companies will call you and all your references. I had 10 loans about one month ago. I was paying $1200 just in fees. My debt with them was over $3000. I am now down to 5 with fees just about $350. I plan to pay one off for the next few weeks. Call the companies yourself and ask them to waive a fee or if you pay in full will they waive the fee. I said I would sign with Langhorne but never actually signed all the legal stuff but it took me over two weeks to get them to understand I wasn't going to use them. DO IT ON YOUR OWN!!!!