 Posted: Tue Jul 24, 2007 10:13 am Subject: Westbury Ventures
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So these animals have been trying to collect $480.00 on a $150.00 Loan. I made 2 payment arrangements BUT becuse of financial dificulty, I couldnt make the payments. I then contacted these animals and asked if i THEY could make me a settlement offer on Friday July 20th. They agreed and i sent a payment via Money Gram, payment was $75.00 towards the $250.00 settlement. They debited from my savings account, unauthorized $195.00 same day. So that made $270.00 on a $250.00 settlement. Which i was fine as long as it was paid.
I asked for a letter indicating the amount paid and the settlement amount for my records, i could not get this information from them.
Then this monring, i was debited an additional $195.00, so now thats $195.00 +250.00. I questioned this by phone and was told Since i paid $75.00 on the 20th instead of $125.00 i broke the agreement therefore i owe $480.00 on a $150.00 laon. This is insane. I do have my emailed from them indicating that my debt is paid in full at $250.00 YET they claim since on the same date that i agreed to pay $125, i only paid $75.00 that i broke an agreement. YET, they had already scheduled a debit of $195.00.
What can i do about this, this is wrong and unfair....This shouldnt be happening. Can they keep doing this. I closed my account when they attempted to debit $480.00 and opened a new one. Now they are debiting it without my consent.
I live in DC and this was a online loan with VC funding.
HELP!
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gsforgrace
Joined: 20 Dec 2006
Posts: 66
Debtcc Points: 2900
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