Internet's first get-out-of-debt community - 134,000 members

jwood · Posted: Mon Sep 29, 2008 6:50 pm Subject: Letter from One Click Cash

Here is the letter I received from One Click Cash. This is the first thing I heard from them. I'm shocked!! The only problem is I can't pay them by the 3rd so I don't know how they will be.

The original deposit amount made to your account MUST BE PAID BACK.

Original DEPOSIT amount-$300.00
Amount paid as of 09/29/08-$180.00

Settlement Offer-$120.00**which reflects the repayment original balance amount to your account.**waiving all fees**** ***THIS IS CONTINGENT THAT NO OTHER DEBITS ARE RETURNED ON YOUR ACCOUNT THAT HAVE PREVIOUSLY PAID****

This offer is good until 10/03/08, this must be paid by Moneygram --THERE ARE NO OTHER PAYMENT OPTIONS ON THIS SETTLEMENT OFFER.

MoneyGram Instructions: Call 1-800-926-9400 for a location near you, or at most Wal-Mart's
Pay To: One Click Cash
Receive Code: 4310
City/State: Niobrara, NE
Account--147251371

Once paid, an email confirmation will be sent regarding your new balance equaling ZERO. If not paid by the above date, further action will take place on the account per the contract for the full amount per the contract for $390.00.

One Click Cash Compliance Department
Fax-1-800-491-6913

Posted: Mon Sep 29, 2008 8:20 pm Subject: Letter from One Click Cash

What state are you in? They are highly illegal in most states. Morally you should pay back the prinicple amount that you owe - which looks like what they are asking for but nothing more.

Posted: Mon Sep 29, 2008 8:23 pm Subject:

Refresh my memory, isn't One Click Cash illegal in the state you reside? Sorry, but I can't quite remember, anyway, if they are illegal, then they are going to HAVE to accept your terms to pay them back, I wouldn't let that email worry me if I were you, there isn't a whole heck of a lot they can do about it! Just pay them what you can, when you can, and I would tell them to stuff their money gram where the sun doesn't shine, money grams are expensive, send them money orders, certified return receipt requested. That's what I would do, it's up to you though, you can do what you feel is best for you. Smile

Posted: Mon Sep 29, 2008 8:36 pm Subject: Letter from One Click Cash

I agree with Shazzers pay them when you want...there isn't crap they can do...In Calif - they have a civil action against them - so I told them kiss my a.................. with their stupid threats...

jwood · Posted: Mon Sep 29, 2008 9:03 pm Subject:

I'm in Michigan. That was my next question, do I tell them I need a physical address to send payments? The other PDL's are starting to call, I haven't been answering.

Posted: Mon Sep 29, 2008 9:22 pm Subject:

jwood, yep, I would email them and tell them, no address, no payments! Throw the ball back into their court, don't let them intimidate you.

Posted: Tue Sep 30, 2008 7:19 am Subject:

I agree with Shazzers..............no address(not the UPS store or Mail Box etc(they will not sign for a certified letter)) then they can not get their money.

jwood · Posted: Wed Oct 01, 2008 7:53 am Subject:

Cash Advance network just deposited money into my account????? ($390) Why would they do that?

Posted: Wed Oct 01, 2008 8:02 am Subject:

Did you have a loan with them also? Did they owe you money, did you over pay them by chance? Are they refunding you for some reason ? If not you need to act on this NOW. You probablyshould get to the bank asap! Speak with the manager and put a hard debit block on your account FAST! Tell the bank manager to send that money back NOW! They're going to debit your account again and take what they placed in there plus more! , even if they are, you still need to place a hard debit block on your account as quickly as possible, I am afraid they may try to drain you dry! Shocked

jwood · Posted: Wed Oct 01, 2008 8:21 am Subject:

I still owed them $120. I have a hard debit block, and they just closed my account yesterday. They put all my money in a new account. I don't want to send it back from my new account. Could they get the account info that way? I will gladly send it back.

Posted: Wed Oct 01, 2008 8:44 am Subject:

Close that account and get a brand new one today unless they are refunding your money.

Posted: Wed Oct 01, 2008 8:49 am Subject:

jwood · Posted: Wed Oct 01, 2008 11:43 am Subject:

Sorry, I wasn't clear. The money was deposited into my old account. But now the bank transferred my money to my new account, so that money now is in my new account. Do you think they meant to take the $390 since that would have been my balance due? And someone did it backwards...Ha

Posted: Wed Oct 01, 2008 12:23 pm Subject:

It had to be some kind of mistake, unless they were blessing you with a gift. lol Laughing

Posted: Wed Oct 01, 2008 4:52 pm Subject:

tell one click to get lost.. remind them that you have revoked your authorization for electronic funds transfer, and that they cannot specify a method of payment except to require certified funds (money order, cashiers check) they cannot legally (even if they were legal) require that you pay them electronically

jam1433 · Posted: Fri Oct 24, 2008 11:27 am Subject: ONE CLICK CASH

If you have a complaint about One Click Cash, Please contact the following:

U.S. Attorney
1620 Dodge Strret
Suite 1400
Omaha, Ne 68102
1-800-889-9124

They can mail you a complaint form to fill out.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 134,000 members

Letter from One Click Cash

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post