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#17
12-03-2007, 09:11 AM
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You will find the Payday loan laws for Alabama here (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html I may be wrong but it looks lie only one is legal 
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#21
03-24-2008, 01:52 PM
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PDL Assistance, Inc.
Hello Maxximus!
I have just signed up with PDL Assistance and was wondering how they worked for you. My enrollement to them is due at the end of this month so if you found it was a scam that would be great to know!! Thank you~
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#22
04-24-2008, 06:02 PM
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I have two payday loans out that i have been extending and extending... My paycheck keeps shrinking. I was considering using pdl assistance but i couldn't find any info on them in the BBB. Has anyone here tried either them of longhorn...
My loans mycashnow 538 internet based paydayloans 500 internet based any help or insight is greatly appreciated... I'd like to fix this before my next draft cycle  Neequa state: new york
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#23
05-13-2008, 04:02 PM
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Payday loans
I have some questions please...
I live in maryland. Work in Delaware. I have a few payday loans... Store Front - Advance America Owe $585 EZ Check Cash Owe $720 Internet- National Money Store Owe $625 JD Marketing Group Owe $390 MMG Holdings Owe $390 Zip Cash Owe $390 Access Processing $390 I really need some help getting out of the mess I am in. My husband had lost his job so I took these loans out to help get by while he was looking for work...now we are worse off! I need direction...what steps can I take Any advice is welcome... Thank you!
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#24
05-13-2008, 04:59 PM
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I looked pdl assistance up on the bbb. They have no complaints although they have been around about 6 months or so. I also looked up langehorne debt solutions and it said " Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s)." I actually hear both companies are good though. With these facts i suggest you shop with both and see who if more polite , professional , and compare the differences in fees. I would imagine they are similar to each other though.
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#26
05-21-2008, 02:42 PM
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Yes. You are going to have to close you bank account either way , weather you chose to hire PDL Assistance or try to negotiate on you own.
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#28
05-21-2008, 08:38 PM
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You could try PDL assistance , I have heard they are polite and do good work. Doesn`t hurt to at least shop.
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#29
06-02-2008, 05:54 PM
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Hello all, my name is Jen, nice to meet you all...
I don't know if anyone here can help me or not. I took out 3 payday loans, and can't afford to pay back the loans with interest. I live in Indiana and the loans are as follows: The Loan Shop = $300 UpFront Payday = $500 500 Fast Cas = $300 I signed up for PDL Assistance, but would prefer to take care of it on my own.. I've already closed the checking account on PDL Assistance's suggestion. Any help anyone can give would be much appreciated. Thank you so very much!!! Jen
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#30
06-03-2008, 07:28 AM
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I called PDL assistance and the 3 different people I spoke with told me that I would not have to close my account. this really bothers me now. I see what everyone here is saying, but now I fear there will not be enough time to close the account and have mine and DH direct deposit changed in time. I think I am all backwards about this now. Now I am really stressed out. Unfortunatly have have some other bill that come out on the 10th when I am paid that are not PDL's I can see if I can move those around. I just do not want to be in a sistuation where I can not get any of my money out of the bank because of ACH debits coming in a million times and NFS fees for when they do hit and try to take out the full amounts.
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#31
06-03-2008, 11:39 AM
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srjanes , PDL Assistance is technically correct. What they can tell you to do if you don`t want to close out the account is what is called a Hard Hold on your account. You would need to go into your bank and speak with the Branch MGR there to make that happen . That will stop any and all ACH drafts from these PDL companys. You technically don`t have to change or close out the account but it is still a good idea.
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#32
06-03-2008, 12:22 PM
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Yep that is what I am doing now. Went bank into the bank today. They told me that their ACH blocks would work but it would not protect me against drafted paper checks. Oh well, I guess starting over will not be a bad thing. she did say however that once the account is closed I would not he hit for any NSF fees because it is offically closed, it will not be forced to reopen. So I have have 3 things pending right now and they should clear by Thursday. The unfortunate thing is I should have opened a new account a few days ago because now it is too late to get my direct deposit set up with my HR. I did talk to them today and they are going to send me a check in the mail. But the are in VA and I am in MI. Guess I have to wait a few days for that.
What a mess.
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