Can I settle my PDL debts with PDL Assistance?

I am in PA, when I first posted nohiogal was the one to inform me they are illegal. They said in their response to me that they are licensed in Delaware and do not solicit people from PA (which is obviously not true since they gave me the loan)

I would push for the $280 settlement if it were me.

Yes, I am also with pdl assistance and so far everything is going ok, but it is the same with any debt solution program it took some time, but know they cant call your job if you do you can complain to the federal trade commission, it got so bad that I had to change my number so far everything is working out with me with pdl assistance.

Nice job keeping those bumps coming . . .

I am thinking aobut using PDL assistance.....I have 5 loans. My question is..if I've repayed the loan, then had to take it out again how does that count on "repayment" - that starts clock over since it was a "new loan" even if I payed of (example Cashnet USA because you have to) but then had to get new loan immediately after ?

I'm in Texas and don't know which of these are legal / not legal. From reading posts I'm seeing cashnet is legal?

Global Financial Services (GFS) $40.00 renewal / 375 principal have renewed at least 6 times...too many to count
VCF - $500.00 have renewed once (150 refi charge)
PDL - $355.00 - have renewed once (105.00 fee)
Eastside lenders - have renewed 5 times $250.00 fee / $1000.00 loan
Cashnet usa - have renewed on new loan twice - $275.00 fee / $1500.00 balance.

I bank with Compass / BBVA - don't know if I close the account - again in TX? Is that worse?

I am ready to use PDL assistance if they really can help me - they seem to know all the lenders and gave impression I could get settled and paid off in 8 months. I'm desperate....I guess just like everyone else on this forum. Fees are KILLING me....Make good $ but divorced single mom, bad credit from prior marriage - 10 year old vehicle that has needed major repairs....can't buy new because of bad credit ex hit me with - can't seem to build savings. If I could get this worked out I will NEVER get in this situation again! Any advise is greatly appreciatedl.

honestly if you call the orginal creditors or the collection agency they are with now you can settle the account with them.

Well Jacey....thanks. I guess I have my answer then. I need to do this on my own.

Eastside lenders and gfs (GFSIL) I shouldn't owe a penny - have overpaid eastside 300 bucks over what i borrowed and practically double paid GFS. I wonder how hard they are going to fight me on this.....I'm in Texas and from waht I can see all my lenders are illegal except CNET (Ameriloan, VCF, GFS, PDL Loan Center, Eastside lenders)

Just to give you a little insight no one can garnish your wages in texas. you should check out your state laws on payday loans in your state. everyone should. alot of these companies can not give or collect loans in several different states, and if they are then call the federal trade commission they will help you. I'm a good bill collector not one of the those evil mean kind. anyways if you dont believe the balance is right dispute it with the creditor and they have to prove to you why it is that way and that should help you.

Thanks Jacey - I don't mind paying what I borrowed I just want to settle with them and have them leave my family and work out of it.

I HAVE ALSO HIRED THEM AND FIND THEM TO BE WORKING WITH THE COMPANIS ALREADY , THEY HAVE STOPPED ALL THE CALLS TO ME AND ARE TAKING CARE OF EACH COMPANY. I WAS HARRASSED BY ONE SAYING THEY ARE SUEING ME, WHICH THEY CANNOT DO..MOST PDL IN FLORIDA RE ILLEGAL, PDL ASSISTANCE WILL TELL YOU WHICH ONES ARE

Can someone help me and let me know or where to find out which ones are legal in Pennsylvania. My loans are as follows...

Ameriloan - Loan: $300.00 Paid: $830.00
CashNetUsa - Loan: $700.00 Paid: $608.75
InstantCashUSA - Loan: $300.00 Paid: $625.00
PayDayMax - Loan: $590.00 Paid: $578.77
PayDayOne - Loan: $1,000.00 Paid: $975.00
UrgentCashAdvance - Loan: $600.00 Paid: $935.00
US FastCash - Loan: $450.00 Paid: $725.00

Also where is the letter that referenced to write to them, I can't seem to locate it.

I wish I would have found this site earlier, I haven't slept in days.

Thank you, Robin

I found the letter that was referenced as I scrolled through more screens. Thank you.

I guess I should also say that I started out with a couple small PDL loans to pay for some medical tests then I ended up having to pays tons of medical bills so I wasn't able to pay them off quickly and so I started getting more to help cover my expenses, and you understand how it goes.

I just want to get some sleep at night. I lay awake hating myself for this mess I have gotten myself into. I got paid today and of course my entire paycheck was gone within hours and I now have other amounts from who knows where showing up on my account as well.

I'm going to close out my account and send out the letters next week. Question though: Do I have to close out the account or can I just put stop payments on all the ACH debits? What is the better solution? I have other bills that come out directly like my car insurance and etc., so I have to wait until they clear before I can close out my account.

Thanks again, you are all giving me hope.

How do I find out if I am in a database for PDLs. I did have two before and I had to go through a Chapter 13 including the two PDLs in it. It has been discharged but I recently applied for a PDL and was turned down and they said they did not check my credit but I could be in a DB somewhere.

If you defaulted with a PDL company in the past it is possible you were reported to Teletrack. This is a database that most PDL companies use to verify derrog information or PDL inquiries. You can request a copy of your report for free. Just google the Teletrack website.

I would not try to apply for any PDLs. Try and get the money elswhere.

I just recently signed up with PDL assistance. They were great to deal with, answered all of my questions willingly and were very knowledgeable. I just hope they are able to fully help me! Boy, what a nightmare Payday loans can be!