| Author |
Message |
|
|
 Posted: Thu Oct 18, 2007 12:26 pm Subject: Is Langhorne Debt Solutions reliable?
|
|
|
I have several payday loans,some instore and 6 online. Someone suggested them. I just don't want to make another financial mistake. PLEASE HELP!!!!!
|
|
jwhaley
Joined: 28 Sep 2007
Posts: 1
Debtcc Points: 37
|
|
|
 |
|
Posted: Thu Oct 18, 2007 12:29 pm Subject:
|
|
|
Did you google them, and look them up on the BBB?
_________________
Currently reading: The Total Money Makeover by Dave Ramsy
Current Step: Pre-Baby Step; trying to get current.
|
|
KellyfromNY
Joined: 17 Aug 2007
Posts: 35
Debtcc Points: 1075
|
|
|
|
Posted: Thu Oct 18, 2007 12:31 pm Subject:
|
|
|
Jwhaley-
Welcome...
Who are the loans with?
How much are the loans and how much have you paid?
What state are you in?
With this info, we can help.
|
|
volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24895
|
|
|
|
Posted: Thu Oct 18, 2007 12:32 pm Subject: Langhorne
|
|
|
I have had a good experience with Langhorne but with only six to settle you might be able to handle it yourself and save some money. They charge 25% of each original loan amount. A $200 cost $50 and so forth.
|
|
motomom716
Joined: 17 Oct 2006
Posts: 143
Debtcc Points: 2117
|
|
|
|
Posted: Thu Apr 17, 2008 5:11 am Subject: Langhorne or Do It Myself
|
|
|
Hi volleyball mom, I am looking into Langhorne also. Would you be able to tell me if I should go that route or do it myself? I have 7 online PDLs out and I live in NC. My original loan amounts are:
Speedy Payday - 300.00
Paragon - 400.00
United Cash Loans - 400.00
ameriloan - 400.00
Cash Transfer Centers - 1200.00
National Cash Loans - 300.00
Magnum Cash Advance - 1200.00
Thanks for your help in advance!
_________________
Register today to encash debtcc points.
|
|
momof4
Guest
Debtcc Points: 100
|
|
|
|
Posted: Thu Apr 17, 2008 5:22 am Subject:
|
|
|
Please tell us how much you have already paid to each of these lenders. I will post yiur state laws for you, but I can also tell you that some of your lenders are not licensed thus making them illegal loans.
here are the kaws for your state. These loans are illegal in yor state, and therefore you are only obligated to repay the principle borrowed. Please let us now how much you have paid these lenders.
North Carolina State Information
Legal Status: Prohibited (N.C. Gen. Stat. § 53-281 authorizing payday loans allowed to sunset in 2001)
Citation:
The consumer finance act applies. N.C. Gen. Stat. § 53-173
Small Loan Rate Cap
36% per year
Where to Complain, Get Information:
Regulator: North Carolina Attorney General (See also Commissioner of Banks)
Address: NC Attorney General's Office 9001 Mail Service Center Raleigh NC 27699-9001
Phone: (919) 716-6400
Fax:
Regulatory Contact:
Regulator’s Website
Complaint Form
Complaint Instructions
Online Resources:
|
|
kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5461
Debtcc Points: 38903
|
|
|
|
Posted: Thu Apr 17, 2008 10:38 am Subject:
|
|
|
I had to look over my accounts to know what some of them were because I have had some for a while. Thank you for all of the information you are going to provide. I really appreciate it. I need to know if I should do the Longhorne or not. I have closed one of my accounts already and will be closing the other this week.
Speedy Payday - 300.00, have paid at least $630.00
Paragon - 400.00, have paid at least $840.00
United Cash Loans - 400.00, paid off and then reloaned again, since new loan I have paid $120.00
ameriloan - 400.00, paid off and then reloaned again, since new loan I have paid $120.00
Cash Transfer Centers - 1200.00, paid at least $2,076 but it is more than that
National Cash Loans - 300.00, haven't started paying back yet
Magnum Cash Advance - 1200.00, haven't started paying back yet
_________________
Register today to encash debtcc points.
|
|
momof4
Guest
Debtcc Points: 100
|
|
|
|
Posted: Mon Apr 21, 2008 9:06 am Subject: Just joined Langhorne
|
|
|
This site is so helpful. I just joined Langhorne, but the phone calls are insane at work. I have 7 pdls.
CashnetUSA - calling my work at midnight
Maghum
Yourcashbank
500Fastcash
Checksmart
USApayday
Zipcash
I've read that Langhorne contacts them right away, but some have increased their calls and threats. Langhorne was nice and said they'd turn the caller over to their negotiators. Anyone else here can shed any light on the process of Langhorne? When do things settle down? Thanks.
|
|
sajames51
Joined: 02 May 2007
Posts: 4
Debtcc Points: 62
|
|
|
|
