First off...register for the forum. You will be notified of responses.
Before you waste money on a consolidator, give us more information
What state do you live in? Who did you borrow from,how much did you borrow and how much has you paid. Do you know if your loans are even legal. Or it is possible they are CSO'[s. Dont pay fees to a consolidator unless you absolutely have to.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
Sorry, I think I wrote you a message instead of posting in this topic. Here is what I messaged to you.
Western Sky
Cash Direct Pay
DS Lending Direct Pay
Gov Emp Credit Loan
Plain Green Loan
Nadional PDL Credit
JVC Funding
VIP Loan Shop
JD Marketing Group
Adding them all up, I owe 6300 dollars. I make about 1350 per week net and I have just changed my bank account. I'm not sure what to do next. My son is telling me payday loans are illegal in this state and I only owe the principal but didn't I sign contracts with these things? I'm sorry for my stupidity.
Read the link in my signature line for information on how to deal with illegal loans...follow every step.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
They are tribal and do not hold licenses in your state.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Debt Samaritan
Posts: 16537
Credits: 288876.27958538 Send message to SOAPLADY
First off...register for the forum. You will be notified of responses.
Before you waste money on a consolidator, give us more information
What state do you live in? Who did you borrow from,how much did you borrow and how much has you paid. Do you know if your loans are even legal. Or it is possible they are CSO'[s. Dont pay fees to a consolidator unless you absolutely have to.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Posts: 3
Credits: 45.5 Send message to steven C
Sorry, I think I wrote you a message instead of posting in this topic. Here is what I messaged to you.
Western Sky
Cash Direct Pay
DS Lending Direct Pay
Gov Emp Credit Loan
Plain Green Loan
Nadional PDL Credit
JVC Funding
VIP Loan Shop
JD Marketing Group
Adding them all up, I owe 6300 dollars. I make about 1350 per week net and I have just changed my bank account. I'm not sure what to do next. My son is telling me payday loans are illegal in this state and I only owe the principal but didn't I sign contracts with these things? I'm sorry for my stupidity.
Debt Samaritan
Posts: 16537
Credits: 288876.27958538 Send message to SOAPLADY
Read the link in my signature line for information on how to deal with illegal loans...follow every step.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Are they all illegal???
Posts: 3
Credits: 45.5 Send message to steven C
Sorry, I wasn't in my account! My question above stands, are all of these illegal?
Debt Samaritan
Posts: 16537
Credits: 288876.27958538 Send message to SOAPLADY
All payday loans are illegal in NY state.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Posts: 3
Credits: 45.5 Send message to steven C
What about the western sky and the cash direct pay installment loans? Are those illegal here also?
Debt Samaritan
Posts: 16537
Credits: 288876.27958538 Send message to SOAPLADY
They are tribal and do not hold licenses in your state.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
I used them and they helped me out a lot. I strongly recommend them. Wish you best of luck!
Debt Samaritan
Posts: 1615
Credits: 27802.630240122 Send message to waffles
Only resort to a consolidator if your loans are fully legal and you cannot pay them on an EPP.
How to deal with illegal lenders, courtesy of OhioGal
How to write a proper debt validation request, courtesy of SOAPLADY
How to deal with a Collection agency contacting you for PDLs
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