I just got a deposit in my account from St. Armands. I was not expecting it. I had applied for a PDL online and got one from some people who called and verified my employment and bank in a three way call. I did NOT speak to or apply for a loan from St. Armands. I got their name and phone # from my bank. I have no idea what they are going to try and charge me and frankly I'm confused as to how they can do this without ANY verification or acceptance from me. I have called repeatedly only to be on hold then offered to leave my info to be called back. I have not touched those funds. What can I do?:D
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.