I have done all the steps listed. Closed my account, sent all letters and filed compliments. Today is my payday I'm kind of in limbo until I get my paper check and open a new account, which is fine. My question is should I send a second letter to these PDLs? I just received auto responses from some and nothing from others. However when I try to access my account on their website the say something to the effect that their compliance department is handling it. Must of them owe me refunds. I just want them to know Im not going to back down.:sun:
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.