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Posted: Tue Sep 11, 2007 1:51 pm Subject: Nationwide Cash/Ambassador
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Does anybody know if Nationwide Cash has a license? I have read conflicting posts regarding their licensing, some say they are licensed in New Mexico and some say they are not licensed. The calls are starting and I would like to know what I am dealing with. Thanks a bunch!
Sorry, I had this posted in the wrong place, I deleted it and reposted here. I'm still new at this and not sure what I'm doing.
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Punkteri
Joined: 17 Aug 2007
Posts: 202
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Posted: Tue Sep 11, 2007 2:26 pm Subject:
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Yes, they are licensed in NM.
| Quote: | Establishment: Ambassador Financial Services, Inc.
DBA: Nationwide Cash
Espanola
NM
License Type: Small Loan Company
License No.: 01413
Issued: 11/17/2004
Expires: 6/30/2008
Status: Active
License Street: 314 N. Riverside Drive
CityStateZip Espanola NM 87532
General Street: 314 N. Riverside Drive
CityStateZip Espanola NM 87532 |
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goudah2424
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Posted: Tue Sep 11, 2007 3:55 pm Subject:
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Interesting goudah....that is the same address I have for ZipCash.
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volleyballmom
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Posted: Tue Sep 11, 2007 3:58 pm Subject:
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But, don't they have to be licensed in your state?
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Guest

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Posted: Tue Sep 11, 2007 7:26 pm Subject: reply
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guest, depends on what state you reside in.
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cannr
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Posted: Tue Sep 11, 2007 7:33 pm Subject:
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Teria...doesn't Wisconsin law say they must follow Wisc. Law?? I thought Wisc. was like Indiana....then it wouldn't matter...I got a PIF from them through the AG here.
_________________ If you think you can, you can...if you think you can't, your probably right...
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Morningstarr430
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Posted: Wed Sep 12, 2007 7:11 am Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Thanks for the licensing info Goudah.
Unfortunately WI laws suck. As long as they are licensed somewhere, you have to follow the laws in the state they are licensed in. Got a nasty email from them yesterday, saying I have ingnored all of their attempts to contact me. What a bunch of crap. Yesterday, was the first time I heard anything from them, they received my Revoke Authorization letter in the end of August. They certainly do not have good reviews with the BBB. I will be filing complaints with the NM AG, WI AG, BBB, FTC and anyone else I can think of!
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Punkteri
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Posted: Wed Sep 12, 2007 7:33 am Subject: reply
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Sorry they're licensed, teri. And in New Mexico. Lord.... Now you have to abide by New Mexico state pdl law.
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cannr
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Posted: Wed Sep 12, 2007 7:58 am Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Thanks, it's a bummer...but they will just have to wait their turn. I wish there was some way to put all of these places out of business and make them illegal everywhere. They have caused some many good people a world of problems. Guess all we can do is keep filing complaints, and cause them as many headaches as they cause us!
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Punkteri
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Posted: Wed Sep 12, 2007 10:09 am Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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So, I got an email from this Scott Williams at Nationwide yesterday, saying I refused to respond to ALL their attempts to contact me. The email was THEIR FIRST attempt, anyway, I responded back, stating that I would like to make arrangements to settle the debt, but asked for debt validation. This is the response I got
| Quote: | NATIONWIDECASH
Dear Teri,
You took $400.00 from this institution and made only a
single payment. Then you filed a Better Business Bureau complaint. You
owe our institution the funds that we gave you in any state in the
United States. This is extortion. You need to call in and make
arrangements to pay off your loan or we will take action against you.
This is not a "3rd party collection agency", this is 1st party. We are
still the same instruction you took the loan from. We will not be
intimidated or extorted by your BBB complaint, where is our funds? Why
haven't you returned them to us or made arrangements to do so? I intend
to proceed with full action within the next two days if you do not make
arrangements to pay off this loan. You have ignored all attempts to make
arrangements with you.
You need to call us within 48 hours immediately upon receipt of
this letter. This letter serves as written notice that you have not only
failed to honor the terms and conditions set forth in this contract, but
have also breached the agreement you signed in repaying your loan.
According to the bad check laws in the state of Virginia, you
have five days to make good on your bad check, which you have failed to
do so. You are now in violation of your states bad check laws, which
carry civil and criminal penalties, which we can pursue.
We are trying to offer you the opportunity to bring your account
back up to good standing. Please be advised that failure to resolve this
matter will result in your account being turned over to our Legal
Department to take legal action against you.
Thank you for your immediate attention to this matter,
SCOTT WILLIAMS
Nationwide Financial
(877) 711-1199 Ext. 525
Nationwidecash.com |
In my email I also asked them to contact me in writing only. After he sent the above response, he called work and left a message on my voicemail.
In his response he state that I live in West Virginia....I'm in Wisconsin....
If I asked them for a Debt Validation don't they have to respond to me in writing, detailing the exact amount I owe....or does that only apply to CA's, not the original lender? I don't want to make a deal with these people over the phone, I want something in writing. Please help. Thanks!
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Punkteri
Joined: 17 Aug 2007
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Posted: Wed Sep 12, 2007 10:28 am Subject:
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Sorry to hear about your luck Teri- my account with Nationwide cash went to Ambassador Collections last month and some how Ambassador TRIED to pull 300.00 out of my account on the loan. I went to the bank and explained the situtation to them and they returned my funds to me. I filed a complaint and had not heard a word back.....Ambassador Collections are 1 of the worst CA's I have dealt with.
I hope you can get something in writing...I did but it was an inaccurate amount. I've asked for a correct validation letter and have not had any luck....
_________________ ~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.
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Tweety71

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Posted: Wed Sep 12, 2007 10:47 am Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Sorry about your luck too Tweety.
I'm a little confused, right now Nationwide Cash is the one contacting me, if they send it to collections, will it go to Ambassador? I thought Ambassador was the same as Nationwide, because they are the one the put the money in my account...or are there two different companies named Ambassador?
I just filed another complaint with my state AG, and will file another one with the BBB and FTC. I just don't want to call this Scott guy back, he's a real jerk, and the bottom line is, I want what I owe in writing.
So did they try pulling the funds from a new account or the original one from when you took out the loan? What a bunch of creeps!
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Punkteri
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Posted: Wed Sep 12, 2007 10:55 am Subject:
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no, they havent tried to pull anything from my new account....I have given NO ONE my account info.....
when I found out that Ambassador tried to pull the funds I called the bank and they gave me the number for ambassador- that was the number they had. When I filed out the complaint with the BBB it was the same company-I think there is just 1 Ambasador Collections that deal with Nationwide Cash. I could be wrong though...When I called the number (Ambassador) the man I talked to was a "dave schofield" he told me to " do what you need to do" Believe me I did.....
_________________ ~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.
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Tweety71

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Posted: Wed Sep 12, 2007 11:08 am Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Well that's good to hear...call me paranoid, but I could picture these evil companies hiring computer hackers to get info on us!
I guess I'll just let my buddy Scott Williams send me to collections...cause I don't have a dime to send them right now....maybe the next person to hassle me will be a tad bit nicer than Scott....Yeah right!
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Punkteri
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Posted: Wed Sep 12, 2007 11:16 am Subject: reply
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Just being nosy, I looked at BBB. Nationwide Cash is listed as "loans". Ambassador Financial is listed as "collection agency" in Phoenix, AZ. Are they one in the same? Lord only knows. Nationwide Cash is rated "F" on BBB (are you surprised?) and Ambassador Financial states no complaints. Huh. I don't know here....
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cannr
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Posted: Wed Sep 12, 2007 11:26 am Subject:
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didnt you say you overpaid them already?
_________________ ~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.
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Tweety71

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