Debt Consolidation Care Answers
Debt Consolidation Care Answers

 

How to stop my account from being debited  

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I was hoping you guys could help....


I was readin about MTE Financial on one of the other threads. I too have issues with them, they are severly overcharging me for my loan. I have tried the phone #'s in the other thread but none of them are MTE or Rio icon_surprised.gif There ia another company Im involved with name B-I-G inc pdl out of England. They have overcharged me more then MTE has. now to the important question....


Untill I get the 2 situations resolved I was wondering what is the best way to prevent them from taking my money everytime I get paid. I spoke with my bank and they said stop "payments" will do the Job but they are 30$ a piece alot less then the 90$ and 80$ being taken out, but I would like to avoid the 30$ fees entirely...... Any help would be GREATLY appreciated
 

asked Aug 2, 2007 11:26 AM

Anonymous

19Answers

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The best thing to do would be to close your account. AND make sure that once it's closed, nothing will force it open.

Open an account at another bank, opening at the same one is too risky.

MTE is evil, as I'm sure you've gathered from reading the threads.

answered Aug 2, 2007 11:36 AM

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if you block them from ach debits, they will submit paper checks, if those come back to them unpaid they will use a diff name

answered Aug 2, 2007 11:36 AM

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Please read this thread before you close your bank account: http://www.debtconsolidationcare.com/paydayloan/help-members.html

This company really is evil. They have left my friend alone for MONTHS and they just started calling her again today!

answered Aug 2, 2007 11:45 AM

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Thanks guys, I was hoping not to have to do that. I bank with US bank, and have done so for 3 years becase I was put on Chexsystems for being irresponsible when I was younger. The loans I took were to be able to fly to see a loved one before she died. I feel like Im being taken adavntage of. Just when I thought I was out they pull me back in....

so the issue is if i close my account with US bank, I may not be able to get a checking account anywhere else.

does anyone now of any other national bank chains that accept chexsystems customers.... (Im on Ohio by the way)


thanks in adavnce

answered Aug 2, 2007 11:52 AM

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Sass, which company, MTE or BIG? I heard BIG is awful, I thank my lucky stars I never took out a loan with them.

answered Aug 2, 2007 11:53 AM

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http://www.debtconsolidationcare.com/paydayloan/close-account.html

That thread also has a lot of information about closing and protecting your bank account from pdl's.

answered Aug 2, 2007 11:59 AM

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I think that was the thread that Sass meant to direct you too . . . .

answered Aug 2, 2007 11:59 AM

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Where are you located?

answered Aug 2, 2007 12:04 PM

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ohio

answered Aug 2, 2007 12:10 PM

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sdotclark - I just sent you a list of some banks that will still allow you to open an account even with the chexsystems report. And since your report is 3+ years old, you may even want to try a normal bank. A lot of them will put filters on their chex software to only show reports within the last 3 or so years, so there is a chance they won't even see your chex report.

answered Aug 2, 2007 12:18 PM

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