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 Posted: Tue Jan 29, 2008 10:46 am Subject: Who is Chieftan and NLS cash advance?
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Who is Chieftan and NLS cash advance? I need them to stop debiting my bank account. Does anyone have a phone number or contact info?
Thanks,
Tom
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tzeken
Joined: 29 Jan 2008
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Shazzers
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Posted: Tue Jan 29, 2008 11:17 am Subject:
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Yes , they are internet payday companies. However, the names Chieftan and NLS cash advance are coming up on my bank account, but I don't know what company they are from. I'm in Illinois. One loan is for $400 and the other for $325.
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tzeken
Joined: 29 Jan 2008
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Posted: Tue Jan 29, 2008 11:29 am Subject:
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I'm really not familiar with these companies, but I did do a search on this site and came up with SOME information. You might want to try that yourself while you are waiting for assistance, just put the names of these companies into the search box in the upper right hand corner of this forum, maybe you will be able to obtain the information you are seeking. How much did you actually pay back on these loans? I hate to tell you this, but most likely you are going to have to close out your account in order to stop them from debiting your account, but first you need to read the sticky at the top of this forum regarding closing accounts, and wait until someone with more knowledge and experience comes by and to advise you. I will post the laws of Illinois shortly, and someone who may be familiar with these companies will be along to help you shortly, just hang in there, you can get some good advice here.
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Shazzers
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Posted: Tue Jan 29, 2008 11:33 am Subject:
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Thanks,
I was able to track down NLS cash advance, but still no luck on Chieftan Fnd Inc.
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tzeken
Joined: 29 Jan 2008
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Posted: Tue Jan 29, 2008 11:37 am Subject:
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Here are the laws for Illinois:
| Quote: | Illinois State Information
Legal Status: Legal
Citation:
Ill. Comp. Stat. Ann. ยง 122/1-1
Loan Terms:
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
apr for 14-day $100 loan: 403%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 7 days after 45 consecutive loan days
Repayment Plan: Yes
Collection Limits:
Collection Fees: One $25 NSF fee (Presentment limit = 2)
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
http://www.idfpr.com/dfi/default2.asp |
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Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
Ohio Consumer Protection Law
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Shazzers
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Posted: Tue Jan 29, 2008 11:40 am Subject:
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Did you actually apply for a loan with Chieftain?
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volleyballmom
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Posted: Tue Jan 29, 2008 11:51 am Subject:
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No, I don't recognize that name
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tzeken
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Posted: Tue Jan 29, 2008 2:40 pm Subject:
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I was able to trackdown Chieftan. It goes by loan point usa. Phone # 1-800-351-8820.
Thanks for everyones help.
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tzeken
Joined: 29 Jan 2008
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Posted: Tue Jan 29, 2008 2:58 pm Subject:
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since you posted it twice on the forum going to tell you here too. Loan Point is Geneva Roth. Very illegal nasty company. Do a search in the box at top of page. Now that people know geneva roth I am sure others will jump in with help on this one.
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stargzr
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Posted: Mon Feb 11, 2008 5:05 pm Subject: nls CASH ADVANCE
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help!! i HAVE BEEN TRYING TO FIND A NUMER TO REACH THEM AND HAVE THEM STOP DEBITING MY ACCOUNT ALSO-DO YOU HAVE A NUMBE FOR THEM?
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WALSTIB44
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Posted: Mon Feb 11, 2008 5:07 pm Subject: nls
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i BORROWED 275.00 AND I LIVE IN COLORADO
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WALSIB44
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Posted: Mon Feb 11, 2008 6:59 pm Subject: r
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| Quote: | | It goes by loan point usa. Phone # 1-800-351-8820. |
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Guest
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Posted: Tue Feb 12, 2008 4:00 pm Subject: NLS
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tried the above number and they don't have me on as a customer. Any body else have any ideas or numbers to call?
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Posted: Sun Sep 28, 2008 9:00 pm Subject: cheiftan financial
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beware of the name cheiftan financial. They did an ach withdrawl twice from my bank account and I do not have any loans out with anyone. I closed my account and opened a new one and now they have deducted $500 from my new account. I have no idea how they got my new account #, but I am goin to the police. can anyone out there help me PLEASE
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tjtjtj
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Posted: Sun Oct 26, 2008 8:47 pm Subject: NLS cashadvance
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i too have had 98.50 deducted from my account and i dont think i have aloan with them either. i am closing my account tommorrow. this is not the only weird company taking money from me. i wish i never got a payday loan ever.
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karri fisher
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