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ineedhelp · Posted: Sat Nov 03, 2007 5:10 pm Subject: confused

I am so glad i found this place

I dont know what to do and I keep crying al day long. I have 13 payday loans and i cant payany more. What can I do? My boyfriend is going to really be mad when he find out.

Guest · Posted: Sat Nov 03, 2007 5:16 pm Subject:

well. I had abou 23 store fronts in texas. My boyfriends also got verymad so i tells him to move out. then,i gets a bank loan and i pays the billks then i need more loans to payback bank, sosame troibe

Posted: Sat Nov 03, 2007 5:19 pm Subject:

I'm glad you found this place too! Take a deep breath, you're not alone. Someone will be along shortly to give you some great advice.

You will first need to give a little more information:

What companies you're dealing with
What is the original amount of each loan
How much have you paid each of them so far
Are they internet or storefront loans
What state do you live in

Please answer those questions and then they can help.

Best of luck! Smile

ineedhelp · Posted: Sat Nov 03, 2007 5:28 pm Subject:

i live in missouri. I have to check my papers but they take 1200 each pay. it so bad and i cant eat.

Posted: Sat Nov 03, 2007 5:56 pm Subject:

ineedhelp...welcome...glad you found us!! We will need a little more info in order to possibly find some help for you. I will print your laws here...
Can you please tell us: The name of each lender, is it internet loan or store front, how much was each loan for and how much has been given back for each one in fee's etc. For example:
123 payday loan/internet/$300 paid back $250.
Then we can give you some ideas on what to do...relax...we have all been there before...

ineedhelp · Posted: Sat Nov 03, 2007 10:23 pm Subject:

I dont know what the laws mean. I trying to get all my loan info to give you. I am so scared. I am in missouri.

Guest · Posted: Sat Nov 03, 2007 10:30 pm Subject:

ineed help to.I am so lost and confusded in texas. too bad loans are killing me. Iwhat info do you want me to get

Posted: Sat Nov 03, 2007 10:35 pm Subject:

I understand that you're scared ineedhelp. But please keep your chin up. It is scary, but the people here will be able to offer some great advice to help you figure out what to do. Take your time, but get all of that information mentioned earlier together:

1. Names of the comapnies:
2. Storefront or Internet Loans?
3. How much did you borrow from each one?
4. How much have you paid so far?

The laws that Morningstarr posted mean that payday loans are legal in your state. But we need to figure out if they are licensed companies, or if they have broken your state laws regarding payday loans. For instance, if they have loaned you more than $500 - that is illegal.

Come back soon with your info! Smile

Guest · Posted: Sat Nov 03, 2007 10:39 pm Subject:

laws for texas please and explaination. I can not make out what the laws mean.i need texas laws.i am scared and alone since i told my boyfriend to move out

Posted: Sat Nov 03, 2007 10:39 pm Subject:

Hi Guest from Texas, please provide the following information:

1. Names of the comapnies:
2. Storefront or Internet Loans?
3. How much did you borrow from each one?
4. How much have you paid so far?

You may also like to sign up to become a member, that way we'll know who you are and you'll be able to navigate the forum and find your posts more easily. Smile

Posted: Sat Nov 03, 2007 10:42 pm Subject:

Here are the laws for Texas, Guest:

ineedhelp · Posted: Sun Nov 04, 2007 10:52 am Subject:

is this ok?=

BIG i pay 500 i borrow 300
cashnet i pay 300 i borrow 500
east side i pay 425 borrow 600
cash tranfer center pay 500 borrow 500

i comeing back with More info....sorry

Posted: Sun Nov 04, 2007 11:51 am Subject:

please don't forget to list if they are store front or internet...I know Big is an internet one...

Posted: Sun Nov 04, 2007 12:03 pm Subject:

I know it is scarry, but i have only been reading things people have been talking about for a few days now, but it is so nice to know that I am not alone. Hang in there it does get easier. I have closed my checking account because I cannot keep paying these anymore and live. Not sure what is going to happen now, but I know that I cannot keep doing this and feeling sick all the time. Take care.