I am not sure where to start

Wow Cannr, I love when you are on a mission..and you made me cry.

roxy! I'm sorry! Don't cry! You'll make me cry! I swear, some of these places that just take advantage of people drive me insane! They are breaking the law, scaring people, etc. It's uncalled for. And you wonder why people throw themselves in front of moving vehicles?!? Good Lord! How these people live with themselves while treating people this way and doing business this way is just beyond me. How many people get ripped off, taken advantage of, scared to death, threatened, etc. when all they are trying to do is the "right" thing and pay back their debt. It's unbelievable.

All I have to say is I am really glad you are on our side. I agree with you whole heartedly. It really upsets me when someone gets on here a posts how badly they were treated. But that is what we are here for..to help them and that is why we stick around. We made it through and so will egypt and all the others that get help from this site.

Damn straight!

Man, I have to admit I got tears in my eyes when I asked this guy, "Then what you are telling me is that she wants $60 every two weeks and she wants these for fees and for that she will knock off twenty dollars a month? It would take me two years to pay this off." And he just shook his head yes? I then asked him where the twenty dollars a month she was taking off came from if not the $120? Quick math...the remaining $100 x 20 months= $2000. Right?
Not that I intend to do this. I have already paid on these two checks for over a year...$120 x 12 =$1440.00 -$460 that I borrowed, gave them 980$ profit.

While she laughed all the way to the bank.....And she was upset becuase she was loosing money.

egypt, now you are seeing it, my friend! I was getting worried for a minute! Yes, your math is correct. What they are doing is not allowed in your state. They are breaking the law. They are ripping you off. They are wrong. If you were to default (stop taking payments in), they would have to do SOMETHING. Whether it be sending you to collections or taking you to civil court. Whichever they decide to do, you have your receipts showing your payments. You have your notes (write everything down). File complaints against this company. You will be so prepared for whatever the wicked witch comes up with, it'll make her illegal head spin.

These are probably the least professional individuals I will have to deal with...I suspect that if I can handle them the rest will be a peice of cake?

Egypt, you have come so far with this and have done and excellent job dealing with these crazy people. Cannr is righ, ou need to file complaints against this company. They have to be licensed by the state right? So file with the state. Here is the information you will need...

Where to Complain, Get Information:
Regulator: Tennessee Department of Financial Institutions
Address: 511 Union Street, Suite 400 Nashville TN 37219
Phone: (615) 741-2236
Fax: (615) 532-1018
Regulatory Contact: Bart Daughdrill,

here is the complaint instructions

http://www.tennessee.gov/tdfi/crd/complaintprocess.html

here is the complaint link

http://www.tennessee.gov/tdfi/crd/CCF.html

Do not let this bi%$# get away with acting like this and trying to take advantage of you.

OMG yes! egypt, you're dealing with a company that is very boldly breaking the law. Not real common with storefronts. They usually follow the law to the letter so they don't get their license yanked. These guys need their license yanked BIG TIME.

Thanks for posting those links for egypt, roxy! Awesome!

Any time....I kind of like the idea of filing and atleast getting them investigated for their actions...hopefully they will loose their license.

Unfortunately, I have never kept all the receipts. But I kept the last one, including the little receipt he gave me the other day when he explained what I had paid. I am going to have to check out the name of this company and see if it is a franchised business or what? I may have the option of taking it over their heads.

Well...you two both posted before I had the lst one in place.
Cannr, don't be too worried about me...I am a plodder, but I am getting up to speed quick...who knows when I get through this I may campaign to get all PDL's shut down? I sure want to.

Try to find out if they have a corporate office. If they have a corporate office, you NEED to contact them. If they do not, then file on them themselves. Hell, I'd file those complaints and THEN find out if they have a corporate office. They still need to be reported regardless. If you need help finding out if they have a corporate office or anything, let us know. Do you know if there is more than one by that name in your city? Like here, there's a million Cash America's, Mister Money's, Cash Land's, etc. So you know they have a corporate office because there are so many. What is the storefront name again?

I find nothing on them...it is Bankway. I am getting a google search that only lists their name in the yellow pages...period.