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Posted: Thu Nov 29, 2007 4:52 pm Subject: Storefront pdl warnings - Ohio

I am a personal reference for my son, he gave them my name on a storefront pdl loan he got. I have been receiving calls from them because he defaulted on his loan. According to the representative that called me today, it's been two months. They've been trying to get in touch with him, at work, and at his home, but he won't answer the phone, or the door. Also, my son recently moved, in the same general area, but to another house. The representative told me today (when she called), that she doesn't have his new phone number, or his new address. Well, maybe I shouldn't have, but I lied and told her I had no idea where he moved, or his new number. She told me she was going to take him to court for fraud, and theft. She also told me she calls his work place everyday, several times a day and will continue to do so, but he won't take her call. So, now she is considering physically GOING to his workplace. He borrowed $200.00, but I don't know what the interest is, all I know is what he borrowed.

After I spoke with this representative, I called my son's wife and told her. She asked what they should do, and I told her they need to call these people and explain their situation and try to set up some type of payment arrangements, that is if it isn't too late already. I don't even know if this storefront loan company will agree to payments.

My question is this, what should he do to stop them from calling him at work all the time (if anything), and does anyone have any suggestions on what he should do now? Thank you.

Posted: Thu Nov 29, 2007 4:58 pm Subject: Storefront pdl warnings - Ohio

I guess I should have mentioned the name of the pdl store is Cash Advantedge.

Posted: Thu Nov 29, 2007 5:40 pm Subject:

In order to get the phone calls to stop he should be call the store or stop by the store. But like you said he should try to set up a payment arrangement with them. He balance is probably $230 plus return check fees. They are a legal place and they can and will take him to court over it. I'm not sure if they are trying to scare you with fraud charges but if he's ducking the calls for two months now, who knows what they will do.

Posted: Thu Nov 29, 2007 6:05 pm Subject:

I agree with Ryan. Call the store and ask about payment arrangements. The storefront PDL's are legal in Ohio and will take him to court. If he keeps ducking them, it might get worse. Please tell your son or even his wife to call the store and talk to someone.

Posted: Thu Nov 29, 2007 6:37 pm Subject:

All good advice....aminah is familair with OH PDL's.

Posted: Thu Nov 29, 2007 9:23 pm Subject: Storefront pdl warnings - Ohio

Yes, I told him this, I hope he follows through.

Posted: Fri Nov 30, 2007 5:20 pm Subject:

I hope so, for your sake! I know the phone calls must be driving you nuts. As far as them showing up at his workplace, that's not impossible - I know of people at our workplace that have been served court papers for payday loans when they were at work - and I also know of fellow employees who have received phone calls because they were listed as a reference for a payday loan. So pretty much anything is possible with these companies.

Posted: Sat Dec 01, 2007 12:08 pm Subject: Storefront pdl warnings - Ohio

Update: Yay!! I guess my little talk worked! He finally contacted them and they set him up on a payment plan! Thank goodness! Smile

Posted: Sat Dec 01, 2007 12:11 pm Subject:

Good update sdean! Kudos to you helping your son!

Posted: Sat Dec 01, 2007 12:35 pm Subject:

yay! I'm glad it worked out this way, sdean - your son will feel a great weight lift off his shoulders when he finally gets the PDL paid off. Very Happy

Posted: Sat Dec 01, 2007 12:52 pm Subject: Storefront pdl warnings - Ohio

He was a little irritated with me at first, but now that he has taken the step to resolve this issue, he said he feels like a weight has been lifted from his shoulders. Mind you, he took some riff from this pdl company at first, but I told him to be polite, say very little, and tell them he did NOT have the funds to pay it off in one lump sum. He said after a few demands for the full amount, and not so kind words from them, they finally agreed to accept installments. You just can't run forever, I think he finally realized this! Thank goodness! Smile

Posted: Sat Dec 01, 2007 2:37 pm Subject:

I'm so glad to hear that it went well, sdean - your son will feel a lot better when it's all said and done. And he managed to keep his cool while they were blowing up at him - that's a credit to him!

Posted: Sat Dec 01, 2007 5:02 pm Subject: r

This is awesome! Your son will feel so much better once this is paid off! I'm sure he'll thank you for it! Once his payments are over, they will be gone forever! Very Happy

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Storefront pdl warnings - Ohio

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