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 Posted: Thu Jun 19, 2008 1:07 pm Subject: Wisconsin - PDL help |
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Hello,
I have been reading this for quite some time and would like some advice.
I have 3 loans out currently.
380.00 with PLS (payday loan store)
685.00 with Check n Go
285 with National Quik Cash.
Please advise, all three are store front loans.
Thanks,
Jeanne
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jklemp
Joined: 19 Jun 2008
Posts: 1
Debtcc Points: 21
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Shazzers
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Posts: 4578
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| Posted: Thu Jun 19, 2008 1:11 pm Subject: |
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I'm going to post your state laws for you.
| Quote: | Wisconsin State Information
Legal Status: Legal
Citation:
Wis. Stat. ยง 138.09
Loan Terms:
Maximum Loan Amount: Not Specified
Loan Term: Not Specified
Maximum Finance Rate and Fees: No Limit
Finance Charge for 14-day $100 loan: No Limit
apr for 14-day $100 loan: No Limit
Debt Limits:
Maximum Number of Outstanding Loans at One Time: No Limit
Rollovers Permitted: Not Specified
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: $15 NSF fee if check returned due to no account open at bank, insufficient funds or insufficient credit. Check presentment limit: two times.
Criminal Action: Prohibited (per Wisconsin worthless check law, a check given to secure a loan isn't "worthless")
Where to Complain, Get Information:
Regulator: Wisconsin Department of Financial Institutions
Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison WI 53708
Phone: (608) 261-9555
Fax: (608) 261-7200
Regulatory Contact: Paul Egide,, Consumer Act Director
Regulator Website
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_________________
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
Ohio Consumer Protection Law
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Shazzers
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Have you defaulted on any of these loans yet, and did you write a post dated check at each of these stores?
