I sent letters to the payday loan companies that I found here on the website and 1 company sent a response stating my loan was paid in full. Another company contacted me and was sueing me and taking me to court, since it was $250 I went ahead and paid that amount since I couldn't afford an attorney or court fees.
Today I just received an email, I"m not sure which company yet stating that they're going to take me to court and sue me, and place my SSN# on hold. I'm not sure what to do now. Do I contact a lawyer in my area now?
I sent a couple emails to the companies I never heard back from stating that I wanted an email stating my account was paid in full but I never received anything from them. HELP! I'm so stressed over this now :confused:
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.