You should contact with the Oregon Department of Consumer & Business Services in order to know whether or not Sure Advance is licensed to operate in your state. Their contact detail is as follows:
# Address - Division of Finance & Corporate Securities, 350 Winter St. NE, Rm. 410 Salem OR 97301
# Phone - (503) 378-4140
# Fax - (503) 947-7862
If you find that they are not licensed to operate in your state, then you are required to pay them only the principal amount. Illegal lenders can't take any legal action against you. To know about how to deal with illegal lenders, you may visit the following link:
http://www.debtconsolidationcare.com...-dealings.html