My husband was looking for a payday loan, we suspect his identity was stolen, so we are doing what we need to do. Change our bank account, filed with FTC. Adding fraud alert to his credit reports. No we did not do a police report because it's an online thing and I read that cops don't really care about stuff like that!
My husband got a loan with Western Sky and sold it a day later to Cash Call! Anyway, Cash Call keeps calling. I now have them blocked on my cell! I told them to stop calling before blocking them, but everyday they call!!
1) How do we get out of this mess?
We needed the money to pay our rent! My husband was sick and missed some work, so we truly needed help! Now I feel like we are stuck in a never ending story! $1500 loan which WS kept $500 and we get to pay back $4752 ($198 a month) for 2 yrs! Our first payment of $62 is due June 1st! I'm not giving them any info on us! I don't want my husband sued, I don't want us to go to go to court either!
2) How is any of this legal?
3)How do we prevent this from ruing my husbands credit completely? I don't want this to bring my husbands credit any lower than it already is!
4) The lady at http://www.ofi.state.la.us/ [SIZE=3][COLOR=#000080](225) 925-4660 [/COLOR][/SIZE][SIZE=3][COLOR=#000080][FONT=Arial][SIZE=3][COLOR=#000080]said that these loans are LEGAL! I read the BBB and they say the FTC brought suit against them, is Cash Call there way around that?![/COLOR][/SIZE][/FONT][/COLOR][/SIZE]
Thanks for all help. Please answer all 4 questions. Thanks!
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